$2,450,000
Est. payment $10,848/moCalculate yours
10 Pawling Street, St. Catharines, ON L2N 5M2
438 - Port Dalhousie, St. Catharines, ON L2N 5M2
- 5 Beds
- 7 Baths
- 2 Garage
- 5,000 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13672918
About this home
Welcome to an exceptional custom-built residence in the heart of Port Dalhousie, offering over 6,000 sq. ft. of beautifully finished living space and a rare combination of luxury, versatility and income potential. Designed for today’s evolving lifestyles, this impressive three-storey home features a sophisticated primary residence plus a fully self-contained 2-bedroom accessory suite, ideal for multigenerational living, extended family or rental income. The main home showcases soaring ceilings, expansive windows and thoughtfully designed spaces filled with natural light. A dramatic open staircase leads to the principal living level where the living and dining areas are anchored by a striking 3-sided fireplace. The chef-inspired kitchen offers exceptional space for cooking and entertaining, while a versatile room, currently used for wellness, features built-in shelving and an electric fireplace. Glass-enclosed terraces create a seamless extension of the living space. Upstairs, the primary suite offers a spa-inspired ensuite and generous walk-in closet, while additional bedrooms each feature walk-in closets and private ensuites. A laundry room and home office with terrace access complete the level. Adding tremendous value is the private main-floor 2-bedroom suite with its own entrance, kitchen, living area, baths and separate backyard. Currently rented for $2,650/month, it offers established income potential while maintaining privacy from the main residence. Separate outdoor spaces allow both living areas to enjoy their own backyards, making this an exceptional option for in-laws, adult children, guests or tenants. A finished basement provides even more flexible living space. Steps from the marina, dining, shops and Lake Ontario, this is a rare opportunity to enjoy the Port Dalhousie lifestyle with exceptional flexibility and investment potential. A distinctive property that adapts beautifully to changing family needs while offering the added advantage of income.
Property details
Overview
- Property Type
- Detached
- Style
- 3-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 5,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 7
- Kitchens
- 2
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Metal/Steel Siding, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Flat
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 58.48 x 80 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R2
Financial
- Property Taxes
- $16,444 (2025)
Location
- Neighbourhood
- 438 - Port Dalhousie
- Cross Street
- Main St and Corbett Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13672918
- Days on Market
- 66
- Listed On
- 2026-08-13
- Possession
- FLEXIBLE
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Accessory Apartment
- Auto Garage Door Remote
- In-Law Suite
- Storage
Property
- Beach
- Lake Access
- Marina
- Level
- Library
- Place Of Worship
Pool
- None
Mortgage calculator
Estimated mortgage payment
$10,848 per month
- Principal and interest
- $10,848
- Property tax
- $1,370
- Condo fees
- $0
- Estimated monthly cost
- $12,218
Your mortgage
- Mortgage amount
- $1,960,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,294,421
Cash to close
- Down payment
- $490,000
- Land transfer tax
- $47,725
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $537,725
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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