Gurvinder Nokwal REALTOR®
For Sale Detached 132 days on market

$919,000

Est. payment $4,069/moCalculate yours

197 St Joseph Road, Kawartha Lakes, ON K9V 0R8

Lindsay, Kawartha Lakes, ON K9V 0R8

  • 3 Beds
  • 3 Baths
  • 2 Garage
  • 1,500 Sq Ft
Map

Listing courtesy of CENTURY 21 PERCY FULTON LTD. MLS® X13419016

About this home

Welcome to the Talbot Lake Model, Elevation B, located in Lindsay’s desirable Sugarwood community. This beautifully upgraded detached home blends modern comfort, practical design, and timeless curb appeal. The exterior showcases an elegant brick finish with stone veneer accents, tall main-floor windows, an 8-foot insulated front door, low-maintenance soffits and fascia, and a spacious double-car garage.Inside, the open-concept main floor is bright and inviting, featuring a generous family room, dining area, and a stylish kitchen with upgraded stone countertops, undermount sinks, ample cabinetry, and a gas range. Quality finishes continue throughout, including 3 1/2-inch engineered oak flooring, a hardwood staircase with straight oak pickets, and numerous builder upgrades.The upper level offers three spacious bedrooms, including a private primary retreat with two walk-in closets and a spa-inspired ensuite with glass shower. The oversized laundry room provides excellent flexibility and can also function as a home office. A full basement adds valuable potential for future living space, recreation, storage, or customization. Proudly owner-occupied and well maintained, this home reflects true pride of ownership. Located minutes from Lindsay Square Mall, grocery stores, restaurants, schools, healthcare, parks, trails, and green spaces, this is an excellent opportunity to own a stylish family home in one of Lindsay’s growing and sought-after communities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Approximate Age
0-5
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
47.7 x 100.27 Feet
Parking
Attached garage · 4 total

Financial

Property Taxes
$5,027 (2025)

Location

Neighbourhood
Lindsay
Cross Street
St. Joseph Rd/Colborne St W
Direction Faces
West

Listing

MLS® Number
X13419016
Days on Market
132
Listed On
2026-06-08
Listed By
CENTURY 21 PERCY FULTON LTD.

Rooms

Room Level Dimensions
Primary Bedroom Second 14′ 0″ × 15′ 0″
Bedroom 2 Second 10′ 0″ × 10′ 0″
Breakfast Main 8′ 4″ × 15′ 0″
Great Room Main 11′ 0″ × 15′ 0″
Kitchen Main 7′ 6″ × 15′ 0″
Bedroom 3 Second 11′ 0″ × 10′ 0″

Features

Interior

  • Other

Property

  • Hospital
  • Park

Pool

  • None

Mortgage calculator

Minimum for this price: $66,900 (7.28%)

Amortization, years

Estimated mortgage payment

$4,069 per month

Principal and interest
$4,069
Property tax
$419
Estimated monthly cost
$4,488

Your mortgage

Mortgage amount
$735,200
Mortgage insurance
Not needed
Interest over 25 years
$485,540

Cash to close

Down payment
$183,800
Land transfer tax
$14,855
Total, before legal fees
$198,655
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

197 St Joseph Road, Kawartha Lakes, ON K9V 0R8 Lindsay, Kawartha Lakes, ON K9V 0R8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$919,000 197 St Joseph Road, Kawartha Lakes, ON K9V 0R8
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