$919,000
Est. payment $4,069/moCalculate yours
197 St Joseph Road, Kawartha Lakes, ON K9V 0R8
Lindsay, Kawartha Lakes, ON K9V 0R8
- 3 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 PERCY FULTON LTD. MLS® X13419016
About this home
Welcome to the Talbot Lake Model, Elevation B, located in Lindsay’s desirable Sugarwood community. This beautifully upgraded detached home blends modern comfort, practical design, and timeless curb appeal. The exterior showcases an elegant brick finish with stone veneer accents, tall main-floor windows, an 8-foot insulated front door, low-maintenance soffits and fascia, and a spacious double-car garage.Inside, the open-concept main floor is bright and inviting, featuring a generous family room, dining area, and a stylish kitchen with upgraded stone countertops, undermount sinks, ample cabinetry, and a gas range. Quality finishes continue throughout, including 3 1/2-inch engineered oak flooring, a hardwood staircase with straight oak pickets, and numerous builder upgrades.The upper level offers three spacious bedrooms, including a private primary retreat with two walk-in closets and a spa-inspired ensuite with glass shower. The oversized laundry room provides excellent flexibility and can also function as a home office. A full basement adds valuable potential for future living space, recreation, storage, or customization. Proudly owner-occupied and well maintained, this home reflects true pride of ownership. Located minutes from Lindsay Square Mall, grocery stores, restaurants, schools, healthcare, parks, trails, and green spaces, this is an excellent opportunity to own a stylish family home in one of Lindsay’s growing and sought-after communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 0-5
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 47.7 x 100.27 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $5,027 (2025)
Location
- Neighbourhood
- Lindsay
- Cross Street
- St. Joseph Rd/Colborne St W
- Direction Faces
- West
Listing
- MLS® Number
- X13419016
- Days on Market
- 132
- Listed On
- 2026-06-08
- Listed By
- CENTURY 21 PERCY FULTON LTD.
Rooms
Features
Interior
- Other
Property
- Hospital
- Park
Pool
- None
Mortgage calculator
Estimated mortgage payment
$4,069 per month
- Principal and interest
- $4,069
- Property tax
- $419
- Condo fees
- $0
- Estimated monthly cost
- $4,488
Your mortgage
- Mortgage amount
- $735,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $485,540
Cash to close
- Down payment
- $183,800
- Land transfer tax
- $14,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $198,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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