$479,500
↓ $19,500 from $499,000
Est. payment $2,123/moCalculate yours
16 Pines Lane, Quinte West, ON K0K 3E0
Sidney Ward, Quinte West, ON K0K 3E0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of NEW ERA REAL ESTATE MLS® X13164366
About this home
Unique opportunity to own waterfront property minutes from Stirling, ON on pristine Oak Lake which is a spring fed lake located just 15 min north of Belleville/Trenton from Hwy 401. The home is well insulated and has a propane fireplace for main heat source and ambiance with additional backup baseboard heaters for keeping cozy in the winter months. The waterfront has a sandy bottom and your own private dock. The large picture window in the dining area boasts beautiful waterfront views and a sliding door exits to the side patio. The kitchen has a large centre island and lots of cupboards for storage with a showpiece stainless steel range hood. The custom countertops add to the modern rustic style. Many improvements include new owned water heater (2023), white fridge (2024), water intake system (2024) stainless steel range hood (2025) and washing machine. Primary bedroom has 2 windows and wall to wall closet for plenty of storage. There are 2 sheds (8×10 + 10 x 12) and high-speed internet. This property is part of a corporation in which each owner has a share in the corporation and shares in the 2 fields out front in addition to the lot the home is on that is 50 x 106 ft. The PIN #represents the entire 21 lot corporation holding. The property has an irregular lot that includes acreage on the opposite side of access road to the property for plenty of parking ora garage or RV parking. The annual property taxes are only $578 as this property of part of a corporation of 21 lots each owning 1 part 1 common share. The corporation provides snow removal and private year-round road maintenance for only $350. Great potential for adding onto primary residence or raising it and adding a basement. Experience “semi off grid” tranquility being lakeside offers with a full share in 10 private acres on the lake and sole ownership of your house and lot. Enjoy breathtaking sunsets and campfires by the water everyday. Remember, if you love it you better put an offer on it!!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space, Development Potential
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Shingle
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50 x 106 Feet
- Parking
- None garage · 5 total
Financial
- Property Taxes
- $578 (2025)
Location
- Neighbourhood
- Sidney Ward
- Cross Street
- Hwy 14 & Pines Lane
- Direction Faces
- West
Listing
- MLS® Number
- X13164366
- Days on Market
- 149
- Listed On
- 2026-05-22
- Possession
- Flexible
- Listed By
- NEW ERA REAL ESTATE
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater
Property
- Beach
- Lake Access
- Lake/Pond
- Place Of Worship
- School Bus Route
- Waterfront
Pool
- None
- Included
- Aluminum boat, new water heater (2023) fridge (2024) new intake pump (2024) and new SS range hood (2025)
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,123 per month
- Principal and interest
- $2,123
- Property tax
- $48
- Condo fees
- $0
- Estimated monthly cost
- $2,171
Your mortgage
- Mortgage amount
- $383,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $253,337
Cash to close
- Down payment
- $95,900
- Land transfer tax
- $6,065
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $101,965
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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