$739,000
↓ $30,000 from $769,000
Est. payment $3,272/moCalculate yours
109 Maple Ridge Road, Georgian Bluffs, ON N4K 5N4
Georgian Bluffs, Georgian Bluffs, ON N4K 5N4
- 2 + 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13473394
About this home
Rarely does an opportunity arise to own a custom-built home in the highly sought-after Maple Ridge neighbourhood. Set on approximately three-quarters of an acre, this beautifully maintained property offers exceptional privacy and a park-like setting, all while being less than 5 minutes from Owen Sound and within walking distance of Georgian Bay. Designed with comfort and functionality in mind, the home features 4 bedrooms, an office, a den, and a full bathroom on each level. The open-concept kitchen, dining, and living areas create an inviting space for everyday living and entertaining. High-speed internet makes working from home a breeze, while two natural gas fireplaces provide warmth and comfort year-round. The finished lower level adds excellent versatility, featuring a workshop with direct access to the driveway via an exterior stairwell, as well as a south-facing walkout to a concrete patio. Major mechanical upgrades include a new natural gas furnace and central air conditioning system installed in 2025. A full septic inspection was completed in 2024 for added peace of mind. Outside, you’ll find mature perennial gardens showcasing more than 60 varieties of flowers and plants, two storage sheds on poured concrete pads, and a mix of deciduous and evergreen trees that enhance privacy. Three separate driveway areas provide ample parking for family, guests, or recreational vehicles. Blueprints and survey documents are available. Located close to the Balmy Beach Boat Launch, Indian River Conservation Area, tennis and pickleball courts, local parks, and world-class golf at Cobble Beach and Legacy Ridge. The Bruce Trail, Inglis Falls, Indian Falls, and Jones Falls are all nearby, offering endless opportunities for hiking, swimming, boating, and outdoor recreation. This is a rare opportunity to enjoy country living, a welcoming community, and exceptional recreational amenities in one of the area’s most desirable neighbourhoods.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished, Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 312 x 232 Feet
- Parking
- None garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $4,193 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Maple Ridge and Grey Road 1
- Direction Faces
- East
Listing
- MLS® Number
- X13473394
- Days on Market
- 118
- Listed On
- 2026-06-22
- Possession
- Flexible
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Water Heater Owned
Property
- Golf
- Park
- Wooded/Treed
Pool
- None
- Included
- Dishwasher, Dryer, Gas Stove Rangehood, Refrigerator, Hot Water Tank Owned
Mortgage calculator
Estimated mortgage payment
$3,272 per month
- Principal and interest
- $3,272
- Property tax
- $349
- Condo fees
- $0
- Estimated monthly cost
- $3,622
Your mortgage
- Mortgage amount
- $591,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $390,440
Cash to close
- Down payment
- $147,800
- Land transfer tax
- $11,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $159,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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