$349,900
↓ $50,000 from $399,900
Est. payment $1,549/moCalculate yours
187 Warner Bay Road, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
- 2 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X12879844
About this home
Nestled on a beautifully treed 3.3-acre lot just a short drive from Tobermory, this meticulously maintained home offers a rare combination of comfort, convenience, and potential. With a level, straight driveway leading to an expansive front deck, the property presents a welcoming one-level plan ideal for those seeking minimal stairs-perfect as a starter home, retirement retreat, or investment opportunity. Inside, a cozy wood stove warms the open living spaces, while the well-designed layout flows effortlessly to the manicured lawns and gardens that surround the home. Additional features include a workshop and garden sheds, providing ample space for hobbies, storage, or projects. The tranquil backyard area offers privacy and serenity, while the property’s size and configuration lend potential for severance, adding extra value. Enjoy easy access to Tobermory’s amenities and attractions, as well as nearby area highlights for boating, hiking, and nature exploration. Lovingly cared for and maintained by the current owner for many years, this versatile property offers both a peaceful lifestyle and exceptional long-term potential. Whether you’re looking for a starter home, a retirement haven, or an investor opportunity with potential severance, this property delivers on all fronts. Seller may consider VTB based on terms
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block, Stone
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 495 x 300 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $1,581 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Warner Bay Rd, McCarthur Rd.
- Direction Faces
- North
Listing
- MLS® Number
- X12879844
- Days on Market
- 219
- Listed On
- 2026-03-13
- Possession
- TMB
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
Property
- Marina
- Park
- Place Of Worship
- Rec./Commun.Centre
- School Bus Route
- Wooded/Treed
Pool
- None
- Included
- Fridge, stove, washer, dryer
- Excluded
- Furnishings, personal belongings, wall hangings, contents of garage, grounds equipment negotiable
- Rental items
- Hot water tank (Reliance)
Mortgage calculator
Estimated mortgage payment
$1,549 per month
- Principal and interest
- $1,549
- Property tax
- $132
- Condo fees
- $0
- Estimated monthly cost
- $1,681
Your mortgage
- Mortgage amount
- $279,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,864
Cash to close
- Down payment
- $69,980
- Land transfer tax
- $3,724
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,704
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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