$549,900
↓ $25,000 from $574,900
Est. payment $2,435/moCalculate yours
27 Second Street, Kawartha Lakes, ON K0M 1N0
Fenelon, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of AFFINITY GROUP PINNACLE REALTY LTD. MLS® X13597828
About this home
Discover the charm and character of this historic four-season home or cottage, ideally located in the highly sought-after community of Sturgeon Point. Set on a rare double lot, this spacious property blends the warmth of an original early-1900s cottage with a substantial 1980s addition, creating the perfect balance of timeless charm and modern living. Offering three generous bedrooms, two bathrooms, a bright three-season sunroom, and a full unfinished basement, this home is much larger than it appears from the street. Whether you’re looking for a year-round residence or a family cottage, there’s plenty of space to make it your own. Recent updates include the roof (2019), furnace (2023), hot water tank (2022), front porch (2025), along with some updated windows and doors, providing a solid foundation for your future improvements. With a little cosmetic updating, this property has the potential to truly shine. Enjoy the relaxed lifestyle that makes Sturgeon Point so special. Walk to the beach, waterfront park, golf course, and sailing club, all while being part of one of the Kawarthas’ most friendly and historic communities. A rare opportunity to own a character-filled property on a generous lot in an exceptional location.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 66 x 132.92 Feet
- Parking
- Detached garage · 3 total
- Zoning
- R1
Financial
- Property Taxes
- $3,504 (2025)
Location
- Neighbourhood
- Fenelon
- Cross Street
- Irene St/2nd St
- Direction Faces
- West
Listing
- MLS® Number
- X13597828
- Days on Market
- 87
- Listed On
- 2026-07-23
- Possession
- TBD
- Listed By
- AFFINITY GROUP PINNACLE REALTY LTD.
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Property
- Beach
- Golf
- Lake/Pond
- Level
- Place Of Worship
- School Bus Route
Pool
- None
- Included
- Fridge, Stove, Chest Freezer, Dryer, Washer (as is)
- Excluded
- Personal Items
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $292
- Condo fees
- $0
- Estimated monthly cost
- $2,727
Your mortgage
- Mortgage amount
- $439,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,531
Cash to close
- Down payment
- $109,980
- Land transfer tax
- $7,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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