$365,000
↓ $54,999 from $419,999
Est. payment $1,616/moCalculate yours
36 Mill Street, Kawartha Lakes, ON K9V 2L4
Lindsay, Kawartha Lakes, ON K9V 2L4
- 2 + 2 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® X13097542
About this home
Welcome to 36 Mill Street! Positioned on a large corner lot in a convenient area of Lindsay, this duplex offers an excellent opportunity for buyers seeking flexibility, income potential, and a future upside. Whether you are entering the market, expanding your investment portfolio or looking for a home with supplemental rental income, this property presents strong value. The upper unit features a bright and functional 2-bedroom layout that is ready for immediate occupancy or tenancy. The lower level contains a second 2-bedroom unit that is partially completed, giving the next owner the chance to finish the space to their liking and unlock additional revenue potential. The generous corner lot provides added outdoor space, easier access and a large driveway with lots of room for parking, making the property even more attractive for both owners and tenants. With Two separate living areas and multiple use possibilities, this is a property that can adapt to a variety of goals. Located just minutes from downtown, schools, parks, shopping, restaurants and essential amenities, the location adds everyday convenience and long-term appeal. Opportunities like this are hard to find - own a versatile duplex with room to grow in one of Lindsay’s most practical locations.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Asbestos Siding, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 80.03 x 82.45 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $2,754 (2026)
Location
- Neighbourhood
- Lindsay
- Cross Street
- Lindsay St S & Melbourne St E
- Direction Faces
- West
Listing
- MLS® Number
- X13097542
- Days on Market
- 164
- Listed On
- 2026-05-07
- Possession
- Flexible
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- None
Pool
- None
- Included
- Washer, Dryer, Fridge
- Excluded
- Tools and other items in basement - will be removed before closing
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$1,616 per month
- Principal and interest
- $1,616
- Property tax
- $230
- Condo fees
- $0
- Estimated monthly cost
- $1,846
Your mortgage
- Mortgage amount
- $292,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $192,842
Cash to close
- Down payment
- $73,000
- Land transfer tax
- $3,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $76,950
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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