Gurvinder Nokwal REALTOR®
For Sale Detached 68 days on market

$599,999

Est. payment $2,657/moCalculate yours

178 Thomas Street, St. Marys, ON N4X 0B6

St. Marys, St. Marys, ON N4X 0B6

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft

Listing courtesy of Coldwell Banker Homefield Legacy Realty MLS® X13661486

About this home

178 Thomas Street, St. Marys Completely renovated, move-in ready, and just a short walk from downtown St. Marys.Thoughtfully renovated down to the studs, 178 Thomas Street combines the charm and proportions of an established home with the comfort, efficiency and finishes of a fresh renovation. Step inside to a bright, airy and open main living space, where the spacious living and dining areas flow naturally into a beautiful new kitchen. Large new windows bring in plenty of natural light, while the generous kitchen offers excellent workspace, storage and a large island that creates a natural gathering place for everyday living and entertaining.The main-floor bedroom offers a particularly functional layout, featuring a walk-through closet leading directly to the main bathroom and laundry area-an excellent setup for anyone looking for the convenience of main-floor living.Upstairs you’ll find two additional well-proportioned bedrooms, both with generous closet space, along with a new three-piece bathroom with shower. With three bedrooms and two bathrooms in total, the layout makes excellent use of the home’s space without feeling cramped.The extensive renovation goes well beyond what you can see. The home features a new furnace, central air conditioning and air exchanger, plumbing, electrical along with new windows and updated finishes throughout. The result is a clean, comfortable home where the work has already been done.Outside, the manageable property offers room to enjoy without creating a long list of weekend chores, while the walkable St. Marys location puts downtown shops, restaurants and amenities within easy reach.Freshly renovated, nicely proportioned and truly move-in ready, 178 Thomas Street is an opportunity to simply unpack and enjoy. Flexible closing available.3 Bedrooms | 2 Bathrooms | Main-Floor Bedroom & Laundry | Extensive Renovation | New Furnace & A/C | Air Exchanger | New Windows | Walkable to Downtown

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
57.799 x 91.02 Feet
Parking
None garage · 2 total
Zoning
R2-1

Financial

Property Taxes
$2,692 (2025)

Location

Neighbourhood
St. Marys
Cross Street
Queen at Thomas
Direction Faces
West

Listing

MLS® Number
X13661486
Days on Market
68
Listed On
2026-08-11
Possession
Flexible
Listed By
Coldwell Banker Homefield Legacy Realty

Rooms

Room Level Dimensions
Bedroom 2 Second 8′ 7″ × 15′ 10″
Bathroom Second 8′ 4″ × 567′ 7″
Foyer Main 11′ 5″ × 5′ 5″
Foyer Main 6′ 8″ × 6′ 2″
Kitchen Main 18′ 2″ × 11′ 9″
Bathroom Main 14′ 5″ × 11′ 6″
Bedroom Main 12′ 2″ × 12′ 8″
Bedroom 3 Second 10′ 10″ × 16′ 2″
Living Room Main 14′ 7″ × 12′ 8″
Dining Room Main 14′ 7″ × 6′ 1″

Features

Interior

  • Air Exchanger
  • Water Heater Owned

Property

  • Level

Pool

  • None
Included
Fridge, Stove, dishwasher, microwave/rage unit, Cloths washer and dryer

Mortgage calculator

Minimum for this price: $35,000 (5.83%)

Amortization, years

Estimated mortgage payment

$2,657 per month

Principal and interest
$2,657
Property tax
$224
Estimated monthly cost
$2,881

Your mortgage

Mortgage amount
$479,999
Mortgage insurance
Not needed
Interest over 25 years
$317,000

Cash to close

Down payment
$120,000
Land transfer tax
$8,475
Total, before legal fees
$128,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

178 Thomas Street, St. Marys, ON N4X 0B6 St. Marys, St. Marys, ON N4X 0B6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,999 178 Thomas Street, St. Marys, ON N4X 0B6
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