$699,000
↓ $50,000 from $749,000
Est. payment $3,095/moCalculate yours
190 Wilmer Road, Frontenac Islands, ON K0H 2Y0
Wolfe Island, Frontenac Islands, ON K0H 2Y0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13644518
About this home
Imagine waking up to sunrise views across 9.5 private acres and over 400 feet of natural shoreline on Bayfield Bay. At 190 Wilmer Road on Wolfe Island, that is your everyday. This updated 1860 limestone farmhouse offers 4 bedrooms, 2 bathrooms, and the kind of character you simply cannot replicate - deep windowsills, a stone fireplace with efficient wood stove insert, hardwood floors on the main level, and a cozy reading nook that feels like it was made for long winter afternoons. The open living and dining area is where everyone naturally gathers, and the renovated kitchen and main floor bathroom with heated floors mean you are not sacrificing comfort for character. The major improvements are already done - new furnace, on demand hot water, water treatment and reverse osmosis systems, R50 attic insulation, HRV, central A/C, and updated appliances - so you can focus on enjoying the life you came here for. A large mudroom keeps country life organized, and a mud kitchen the kids will love makes the most of every season. East- and west-facing decks are where your mornings and evenings will be spent, with sunrise views across the property and bay. Your property includes a barn, chicken coop, 12′ x 36′ workshop, 12′ x 20′ greenhouse, fenced orchard, and large garden - everything you need to grow, build, and put down roots. Deer and birds move through the property regularly, and your own shoreline puts Bayfield Bay and the St. Lawrence River within reach of a canoe or kayak any time you want. When your guests arrive, the private off-grid cabin built in 2023 is waiting - or let it continue earning as a seasonal Airbnb while you settle in. Wolfe Island is a short ferry ride from Kingston, and once you are here, you will wonder why you waited so long.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Board & Batten , Stone
- Foundation
- Stone
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 5-9.99 acres
- Parking
- None garage · 8 total
- Zoning
- Agricultural
Financial
- Property Taxes
- $3,031 (2026)
Location
- Neighbourhood
- Wolfe Island
- Cross Street
- 9th Line Rd & Wilmer Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13644518
- Days on Market
- 73
- Listed On
- 2026-08-06
- Possession
- Flexible
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- ERV/HRV
- Guest Accommodations
- On Demand Water Heater
- Propane Tank
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Greenbelt/Conservation
- Island
- School Bus Route
- Waterfront
- Wooded/Treed
- Rec./Commun.Centre
Pool
- None
- Included
- stove, fridge, washer, dryer, built-in microwave
- Rental items
- Propane tank
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $253
- Condo fees
- $0
- Estimated monthly cost
- $3,348
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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