$849,900
Est. payment $3,763/moCalculate yours
295 Fire Route 23, Havelock-Belmont-Methuen, ON K0L 1Z0
Belmont-Methuen, Havelock-Belmont-Methuen, ON K0L 1Z0
- 3 + 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX HALLMARK EASTERN REALTY MLS® X13690246
About this home
| BELMONT LAKE | What’s better than one cottage? TWO! This unique Belmont Lake property offers 150 feet of beautiful East-facing waterfront with two separate cottages, making it the perfect getaway for extended family, multiple generations, or hosting friends. The waterfront cottage is right at the water, with water seen from every room along the front, is a charming three-season, 2-bedroom, 1-bath retreat with a water-facing deck at the shoreline. Perched above, the winterized 3-bedroom, 1-bath cottage enjoys one of the best panoramic views on Belmont Lake and features its own water-facing deck, the perfect spot to relax with a morning coffee or unwind after a day on the lake. The waterfront is ideal for swimming, with deep, clean water off the dock, while two separate docking areas provide plenty of room for boats and water toys. Whether you’re spending the day on the lake or simply taking in the expansive views, this property is all about making unforgettable memories. The property features a UV water treatment system and heated water line, while the property is serviced by 200-amp hydro. The undersides of both cottages were professionally spray-foam insulated in 2018 for added comfort and efficiency. Offered turn-key, both cottages have been exceptionally well maintained and are ready for immediate enjoyment. Located just 15 minutes from Havelock, 40 minutes from Peterborough, and under two hours from the GTA, Belmont Lake offers the perfect balance of peaceful cottage living and convenient access.This is more than a cottage property-it’s a place where family and friends gather, laughter echoes across the water, and every sunrise reminds you why lake life is so special.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Piers, Post & Pad
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,038 (2025)
Location
- Neighbourhood
- Belmont-Methuen
- Cross Street
- Fire Route 23 South of Preston Road.
- Direction Faces
- East
Listing
- MLS® Number
- X13690246
- Days on Market
- 60
- Listed On
- 2026-08-19
- Possession
- Immediate
- Listed By
- RE/MAX HALLMARK EASTERN REALTY
Features
Interior
- Guest Accommodations
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Clear View
- Lake Access
- Marina
- Rolling
- Waterfront
Pool
- None
- Included
- All Contents other than exclusions
- Excluded
- Personal Items, Pontoon Boat (may be purchased separately)
Mortgage calculator
Estimated mortgage payment
$3,763 per month
- Principal and interest
- $3,763
- Property tax
- $253
- Condo fees
- $0
- Estimated monthly cost
- $4,016
Your mortgage
- Mortgage amount
- $679,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $449,032
Cash to close
- Down payment
- $169,980
- Land transfer tax
- $13,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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