Gurvinder Nokwal REALTOR®
For Sale Detached 61 days on market

$489,900

Est. payment $2,169/moCalculate yours

172 William Street, Tay, ON L0K 2A0

Victoria Harbour, Tay, ON L0K 2A0

  • 1 + 1 Beds
  • 2 Baths
  • 700 Sq Ft
Map

Listing courtesy of CENTURY 21 ATRIA REALTY INC. MLS® S13686130

About this home

“Welcome to this beautifully maintained and thoughtfully updated home in the heart of Victoria Harbour! Offering year-round living in a desirable waterfront community, this carpet-free property offers the perfect blend of comfort, functionality, and small-town charm, with the added benefit of mixed commercial/residential zoning for exceptional flexibility and future potential.The bright and inviting interior features spacious principal rooms and a well-designed layout ideal for everyday living and entertaining. The updated kitchen showcases elegant stone countertops, abundant cabinetry, and a seamless walkout to a private deck-the perfect setting for summer BBQs, morning coffee, or relaxing evenings outdoors.The fully finished lower level with separate walkout offers incredible versatility and excellent potential for an in-law suite, multi-generational living, rental income, or a live/work setup. Major updates provide added peace of mind, including shingles (2023), upgraded electrical panel and wiring (2018), and a high-efficiency direct vent boiler.The mixed commercial/residential zoning opens the door to a variety of permitted uses, making this property an attractive opportunity for investors, entrepreneurs, home-based businesses, or buyers seeking added long-term value and flexibility.Located just minutes from Georgian Bay waterfront access, beaches, parks, marina, trails, library, grocery stores, and local amenities, this property offers the ideal balance of peaceful living and everyday convenience. Enjoy the best of waterfront community living year round, with easy access to Highway 400 and Highway 12, while being only a short drive to Midland, Orillia, and Barrie. Walking distance to the boat launch.Whether you’re looking for a full-time year-round residence, investment opportunity, business potential, or weekend retreat near the water, 172 William Street is a unique property you won’t want to miss.”

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
700 sqft

Interior

Bedrooms
1 + 1
Bathrooms
2
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Baseboard (Gas)
Cooling
Other
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
73.3 x 91.11 Feet
Parking
None garage · 6 total
Zoning
C1

Financial

Property Taxes
$2,182 (2025)

Location

Neighbourhood
Victoria Harbour
Cross Street
William st & Albert st
Direction Faces
East

Listing

MLS® Number
S13686130
Days on Market
61
Listed On
2026-08-18
Possession
Flexible
Listed By
CENTURY 21 ATRIA REALTY INC.

Rooms

Room Level Dimensions
Kitchen Main 15′ 0″ × 26′ 0″
Foyer Main 5′ 0″ × 21′ 0″
Bathroom Main 8′ 0″ × 12′ 0″
Bathroom Basement 9′ 6″ × 9′ 6″
Bedroom Main 12′ 1″ × 12′ 0″

Features

Interior

  • Carpet Free
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump

Pool

  • None
Included
Fridge and stove included in as-is condition. Washer/Dryer new combo included. Two A/C units included. Window curtains included. Shower flxutres and shower flooring for the basement bathroom included (not installed; bathroom currently roughed-in)
Excluded
all owners belongings.

Mortgage calculator

Minimum for this price: $24,495 (5%)

Amortization, years

Estimated mortgage payment

$2,169 per month

Principal and interest
$2,169
Property tax
$182
Estimated monthly cost
$2,351

Your mortgage

Mortgage amount
$391,920
Mortgage insurance
Not needed
Interest over 25 years
$258,831

Cash to close

Down payment
$97,980
Land transfer tax
$6,273
Total, before legal fees
$104,253
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

172 William Street, Tay, ON L0K 2A0 Victoria Harbour, Tay, ON L0K 2A0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$489,900 172 William Street, Tay, ON L0K 2A0
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