$489,900
Est. payment $2,169/moCalculate yours
172 William Street, Tay, ON L0K 2A0
Victoria Harbour, Tay, ON L0K 2A0
- 1 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of CENTURY 21 ATRIA REALTY INC. MLS® S13686130
About this home
“Welcome to this beautifully maintained and thoughtfully updated home in the heart of Victoria Harbour! Offering year-round living in a desirable waterfront community, this carpet-free property offers the perfect blend of comfort, functionality, and small-town charm, with the added benefit of mixed commercial/residential zoning for exceptional flexibility and future potential.The bright and inviting interior features spacious principal rooms and a well-designed layout ideal for everyday living and entertaining. The updated kitchen showcases elegant stone countertops, abundant cabinetry, and a seamless walkout to a private deck-the perfect setting for summer BBQs, morning coffee, or relaxing evenings outdoors.The fully finished lower level with separate walkout offers incredible versatility and excellent potential for an in-law suite, multi-generational living, rental income, or a live/work setup. Major updates provide added peace of mind, including shingles (2023), upgraded electrical panel and wiring (2018), and a high-efficiency direct vent boiler.The mixed commercial/residential zoning opens the door to a variety of permitted uses, making this property an attractive opportunity for investors, entrepreneurs, home-based businesses, or buyers seeking added long-term value and flexibility.Located just minutes from Georgian Bay waterfront access, beaches, parks, marina, trails, library, grocery stores, and local amenities, this property offers the ideal balance of peaceful living and everyday convenience. Enjoy the best of waterfront community living year round, with easy access to Highway 400 and Highway 12, while being only a short drive to Midland, Orillia, and Barrie. Walking distance to the boat launch.Whether you’re looking for a full-time year-round residence, investment opportunity, business potential, or weekend retreat near the water, 172 William Street is a unique property you won’t want to miss.”
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 700 sqft
Interior
- Bedrooms
- 1 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Gas)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 73.3 x 91.11 Feet
- Parking
- None garage · 6 total
- Zoning
- C1
Financial
- Property Taxes
- $2,182 (2025)
Location
- Neighbourhood
- Victoria Harbour
- Cross Street
- William st & Albert st
- Direction Faces
- East
Listing
- MLS® Number
- S13686130
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- Flexible
- Listed By
- CENTURY 21 ATRIA REALTY INC.
Rooms
Features
Interior
- Carpet Free
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Rough-In Bath
- Sump Pump
Pool
- None
- Included
- Fridge and stove included in as-is condition. Washer/Dryer new combo included. Two A/C units included. Window curtains included. Shower flxutres and shower flooring for the basement bathroom included (not installed; bathroom currently roughed-in)
- Excluded
- all owners belongings.
Mortgage calculator
Estimated mortgage payment
$2,169 per month
- Principal and interest
- $2,169
- Property tax
- $182
- Condo fees
- $0
- Estimated monthly cost
- $2,351
Your mortgage
- Mortgage amount
- $391,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,831
Cash to close
- Down payment
- $97,980
- Land transfer tax
- $6,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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