Gurvinder Nokwal REALTOR®
For Sale Detached 71 days on market

$499,000

Est. payment $2,209/moCalculate yours

326 Smith Street, Central Elgin, ON N5L 1C6

Port Stanley, Central Elgin, ON N5L 1C6

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of CALL IT CLOSED INTERNATIONAL BROKERAGE MLS® X13654248

About this home

Just 500 metres from the sand, this is the kind of place people come to Port Stanley for-and rarely leave. Tucked just off the shoreline, this 4 season, 3-bedroom cottage delivers the flexibility buyers are actually chasing right now: personal escape, income potential, or both. It’s been thoughtfully updated without losing that relaxed beach-town feel, making it equally suited for weekend use or full-time living. The main level opens up into a bright, connected living space designed for real use-not just show. The kitchen anchors the home with quartz countertops, a central island, and a herringbone backsplash that adds just enough edge without overdoing it. From there, it flows naturally into the living and family rooms, where a new gas fireplace creates a comfortable focal point, especially in the off-season. Out back, the setup is simple and effective: a private yard, updated fencing, and a deck built for long summer nights, whether that’s hosting a group or just slowing things down after a day at the beach. Mechanically, the heavy lifting is done. Furnace (2023), A/C (2022), and the new fireplace (2024) mean you’re not walking into a project-you’re walking into something that works.What really separates this property is how it performs. It’s already established as a short-term rental, with a track record of happy guests and repeat use. It can be sold fully furnished, which means you can step into the upcoming season without missing a beat-or keep it entirely for yourself and use it when you want.Walk to Main Beach. Walk to the restaurants. Or don’t leave the backyard at all.In a market where buyers are weighing lifestyle against numbers, this one manages to check both boxes without compromise.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
22 x 132 Feet
Parking
None garage

Financial

Property Taxes
$2,778 (2025)

Location

Neighbourhood
Port Stanley
Cross Street
WILLIAM STREET AND SMITH STREET
Direction Faces
South

Listing

MLS® Number
X13654248
Days on Market
71
Listed On
2026-08-08
Possession
Flexible
Listed By
CALL IT CLOSED INTERNATIONAL BROKERAGE

Rooms

Room Level Dimensions
Living Room Main 10′ 0″ × 12′ 10″
Bedroom 2 Second 9′ 6″ × 10′ 6″
Kitchen Main 9′ 10″ × 14′ 1″
Family Room Main 12′ 10″ × 13′ 1″
Foyer Main 13′ 1″ × 3′ 3″
Primary Bedroom Second 13′ 1″ × 16′ 5″
Bedroom 3 Second 9′ 2″ × 8′ 2″

Features

Interior

  • Other

Property

  • Beach
  • Fenced Yard
  • Golf
  • Marina
  • Lake/Pond
  • School

Pool

  • None
Included
fridge, stove, dishwasher, washer, dryer, canopy shed
Rental items
hot water heater

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$232
Estimated monthly cost
$2,441

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

326 Smith Street, Central Elgin, ON N5L 1C6 Port Stanley, Central Elgin, ON N5L 1C6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 326 Smith Street, Central Elgin, ON N5L 1C6
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