$5,499,000
Est. payment $24,348/moCalculate yours
98 Mcrae Beach Road S, Georgina, ON L0E 1N0
Virginia, Georgina, ON L0E 1N0
- 5 Beds
- 6 Baths
- 5 Garage
- 5,000 Sq Ft
Listing courtesy of CECILIA DEFREITAS FINE HOMES LTD. MLS® N13418228
About this home
An extraordinary custom-built waterfront estate on Lake Simcoe offering over 5,500 sqft of uncompromising luxury on a private half-acre lot w 100ft of coveted west-facing shoreline & breathtaking sunsets. Designed for those who appreciate exceptional craftsmanship, this brand-new residence showcases only the finest materials and commercial-grade German-engineered windows and doors that frame spectacular lake views T/O.A grand foyer welcomes you into an impressive open-concept design featuring soaring 21ft clngs & seamless flow from the F.R to the designer kitchen & sunroom. The stunning floor-to-ceiling gas F.P. feature wall & dramatic 19-foot window create a breathtaking focal point while capturing endless waterfront views.The chef-inspired kitchen is designed for entertaining, highlighted by a 10ft waterfall granite island & premium finishes. A main-floor guest suite w spa-inspired heated-floor bath offers comfort & privacy w stunning lake vistas. The den & office are enhanced by a double-sided F.P., creating an elegant & functional workspace.The upper level features 4 spacious bedrooms, ea w a private ensuite & heated floors. The luxurious primary retreat offers a designer W.I.closet w center island, spa-inspired ensuite, & W/O to a composite deck ovrlking the lake. A second-floor laund rm w coffee station adds convenience.Additional features include 7″ engineered oak hardwd flooring, LED pot lights, valance lighting, solid-core doors, automated wrought-iron gates, sprinkler system, whole-home alarm, surge protection, whole house backup genratr, & direct access to the insulated 5-car gar.Outdoor living is equally impressive with a state-of-the-art outdoor kit, 56′ seasonal dock, marine rail, winch system, & a dry boathouse complete w kitchenette, Trusscore finishes, & sep electrical panels.A rare opportunity to own a spectacular year-round waterfront retreat where luxury, privacy, & unforgettable sunsets converge on one of Lake Simcoe’s most coveted shorelines.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 0-5
- Size
- 5,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 6
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 98.35 x 206.11 Feet
- Parking
- Attached garage · 19 total
- Zoning
- Residential
Financial
- Property Taxes
- $25,883 (2026)
Location
- Neighbourhood
- Virginia
- Cross Street
- Highway 48 & Duclos Point Rd
- Direction Faces
- West
Listing
- MLS® Number
- N13418228
- Days on Market
- 132
- Listed On
- 2026-06-08
- Possession
- Flexible
- Listed By
- CECILIA DEFREITAS FINE HOMES LTD.
Rooms
Features
Interior
- ERV/HRV
- Generator - Full
- In-Law Suite
- Storage
- Sump Pump
- Upgraded Insulation
- Water Heater Owned
- Water Treatment
- Auto Garage Door Remote
- Built-In Oven
- Water Purifier
- Water Softener
- Bar Fridge
- Carpet Free
Pool
- None
- Included
- Wolf Sub-Zero Stainless Steel Double Door Fridge, Double Wolf Wall Oven with warming Drawer,Bosch Dishwasher, Pot Filler,Temperature Control 2 level Wine Fridge,B/I Microwave,Second Floor Bar Fridge,Front Load LG Washer & Dryer, Coffee Station in Laundry Room,all electric LED light fixures, all window coverings, 2 furnaces, 2 AC's, 2 HRV's,Culligan Home Purification System with Ultra Violet Technology, Security System, Closet OrganizersT/O, All Solid Doors, 11 ft & 21 ft ceilings on Main Floor,Surround Sound on Main Floor & Primary Bedroom, 5 bathrooms with heated floors, Central Vac & attachments, 6 exterior cameras, 3 Sump Pumps with Alarm,Electronic Gate with remote,Boathouse complete with kitchenette, Marine Rail, Winch, and Truss-Core Walls, Outdoor Kitchen with BBQ ,Cabinetry, Bar Sink & Bar Fridge, 56ft seasonal dock, Whole house Generator,Whole-Home Surge Protector, Outdoor Nutrilawn Sprinkler System,
Mortgage calculator
Estimated mortgage payment
$24,348 per month
- Principal and interest
- $24,348
- Property tax
- $2,157
- Condo fees
- $0
- Estimated monthly cost
- $26,505
Your mortgage
- Mortgage amount
- $4,399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $2,905,315
Cash to close
- Down payment
- $1,099,800
- Land transfer tax
- $123,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $1,223,750
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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