Gurvinder Nokwal REALTOR®
For Sale Detached 60 days on market

$699,000

Est. payment $3,095/moCalculate yours

386 Bear Road, Georgina Islands, ON L0E 1R0

Georgina Island, Georgina Islands, ON L0E 1R0

  • 6 Beds
  • 4 Baths
  • 2 Garage
  • 3,000 Sq Ft

Listing courtesy of REMAX YOUR COMMUNITY REALTY MLS® N13690844

About this home

Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
16-30
Size
3,000 sqft

Interior

Bedrooms
6
Bathrooms
4
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Concrete, Other
Foundation
Concrete, Slab
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
123 x 195 Feet
Parking
Detached garage · 8 total

Financial

Property Taxes
$5,324 (2026)

Location

Neighbourhood
Georgina Island
Cross Street
Chief Joseph Snake Rd & Bear Rd
Direction Faces
South

Listing

MLS® Number
N13690844
Days on Market
60
Listed On
2026-08-19
Possession
TBD
Listed By
REMAX YOUR COMMUNITY REALTY

Rooms

Room Level Dimensions
Utility Room Main 7′ 1″ × 6′ 10″
Bedroom 5 Main 9′ 3″ × 11′ 7″
Bedroom Main 9′ 11″ × 8′ 10″
Primary Bedroom Main 12′ 10″ × 10′ 7″
Bathroom Main 9′ 7″ × 9′ 0″
Primary Bedroom Upper 13′ 5″ × 11′ 7″
Great Room Main 22′ 4″ × 25′ 5″
Kitchen Upper 9′ 9″ × 11′ 8″
Bathroom Upper 13′ 8″ × 9′ 4″
Bathroom Main -
Bedroom 3 Upper 10′ 3″ × 12′ 2″
Laundry Main 5′ 11″ × 6′ 10″
Great Room Upper 22′ 11″ × 22′ 4″
Dining Room Upper 12′ 6″ × 11′ 9″
Bedroom 2 Upper 10′ 11″ × 12′ 2″
Bathroom Upper 10′ 7″ × 5′ 3″

Features

Interior

  • Carpet Free
  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Water Softener
  • Water Treatment
  • ERV/HRV
  • Generator - Full
  • Water Purifier

Property

  • Beach
  • Clear View
  • Lake Access
  • Lake/Pond
  • Marina
  • Waterfront

Pool

  • None
Included
All existing appliances - Fridge, Stove, Dishwasher, 2nd Fridge and Freezer, All Existing Light Fixtures and Window Coverings, All Furnishings (Some exceptions to be provided by Seller), Existing Dock over 70ft.
Excluded
Personal Belongings, Other Items Seller Will Detail
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$444
Estimated monthly cost
$3,539

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

386 Bear Road, Georgina Islands, ON L0E 1R0 Georgina Island, Georgina Islands, ON L0E 1R0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 386 Bear Road, Georgina Islands, ON L0E 1R0
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