$975,000
Est. payment $4,317/moCalculate yours
1650 Trader Cowan Road, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 4 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD. MLS® S13629486
About this home
Welcome to this custom built duplex bungalow in the peaceful countryside of Severn on a paved road, offering exceptional flexibility for families, extended families, multi-generational living, or investment income potential. Thoughtfully designed with 2,490 sq. ft. of finished living space all on one level, this home can be enjoyed as a spacious 4 bedroom, 3 bath residence or configured as a 2 bedroom home with a self-contained 2 bedroom apartment, complete with its own kitchen and living space. With no basement, every room is conveniently located on the main floor, providing easy accessibility and efficient living. Built in 2025, this quality home features two full kitchens, bright open-concept living areas, central air, propane forced air, hydronic hot water in both units, and heat pump in second unit, two HRV systems as well. Attached double garage with inside entrance to both units and ample parking. Situated on a generous 100′ x 150′ lot in Rural Severn, this versatile property is ideal for extended families, those looking to offset mortgage costs with rental income, or investors seeking a turnkey duplex-style opportunity. Enjoy the peace of country living only 10 minutes from Highway 400 and 20 mins from Costco Orillia. A rare opportunity to own a modern, custom-built home that offers outstanding flexibility to suit your lifestyle and investment goals. Hydro can be separated with 2 meters.
Property details
Overview
- Property Type
- Duplex
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Slab
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 150 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $3,643 (2026)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Kinnear Sideroad/ Trader Cowan
- Direction Faces
- West
Listing
- MLS® Number
- S13629486
- Days on Market
- 78
- Listed On
- 2026-08-01
- Possession
- Flexible
- Listed By
- CENTURY 21 B.J. ROTH REALTY LTD.
Rooms
Features
Interior
- In-Law Capability
- Water Heater Owned
- In-Law Suite
- Primary Bedroom - Main Floor
- Other
- Guest Accommodations
- Carpet Free
Pool
- None
- Included
- Main Unit Fridge, Cooktop, Oven, Washer & Dryer
- Excluded
- Personal items, Fridge/Freezer in apartment, All Curtains & Window Coverings
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$4,317 per month
- Principal and interest
- $4,317
- Property tax
- $304
- Condo fees
- $0
- Estimated monthly cost
- $4,621
Your mortgage
- Mortgage amount
- $780,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $515,127
Cash to close
- Down payment
- $195,000
- Land transfer tax
- $15,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $210,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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