Gurvinder Nokwal REALTOR®
For Sale Detached 130 days on market

$599,000

Est. payment $2,652/moCalculate yours

26 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0

Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of eXp Realty MLS® X13428852

About this home

Nestled on a peaceful lot in one of Tobermory’s most desirable neighbourhoods, this charming home sits just 1 km from the heart of the village - a short walk to Little Tub Harbour, the Chi-Cheemaun ferry dock, waterfront dining, diving outfitters, and boat tour operators. That unbeatable location is a big part of what makes this property a proven, licensed Short Term Accommodation under the Northern Bruce Peninsula Municipality - a turnkey income-generating asset ready to perform from day one, or an equally inviting full-time or seasonal family retreat. Step in from the upper deck into a bright, open-concept main living area that immediately feels like a getaway. Vaulted ceilings, warm pine floors, rich wood accents, an open kitchen, and a cozy propane fireplace set the tone, while floor-to-ceiling windows on both levels flood the space with natural light. The upper deck extends your living space outdoors - ideal for entertaining, outdoor dining, or simply unwinding with a drink in hand. The upper level also features a generous primary bedroom with walk-in closet and a full 4-piece bath. Head down the eye-catching spiral staircase and you’ll find two additional bedrooms, a 2-piece bath, a second propane fireplace, and a fantastic games room that guests consistently love. A covered lower patio offers a quiet, shaded retreat - perfect for morning coffee while deer and birds move through the trees. Set on a full acre, the property transfers with furnishings included on both levels, making it as easy as it gets to step in and start enjoying - or start hosting. With the Bruce Trail minutes away and Georgian Bay launch points for kayaking and paddleboarding close at hand, the outdoor appeal is endless. 26 Elgin Street is a rare find that truly has to be seen to be fully appreciated.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Vinyl Siding, Brick
Foundation
Concrete, Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
130 x 338.23 Feet
Parking
None garage · 4 total

Financial

Property Taxes
$2,647 (2025)

Location

Neighbourhood
Northern Bruce Peninsula
Cross Street
West
Direction Faces
West

Listing

MLS® Number
X13428852
Days on Market
130
Listed On
2026-06-10
Listed By
eXp Realty

Rooms

Room Level Dimensions
Bedroom 2 Ground 10′ 9″ × 11′ 10″
Bathroom Ground 6′ 10″ × 4′ 3″
Family Room Ground 23′ 10″ × 10′ 10″
Foyer Main 8′ 3″ × 7′ 8″
Bathroom Main 7′ 10″ × 5′ 4″
Bedroom 3 Ground 10′ 10″ × 8′ 10″
Dining Room Main 7′ 10″ × 8′ 10″
Living Room Main 23′ 3″ × 15′ 5″
Bedroom Main 13′ 4″ × 11′ 4″
Kitchen Main 13′ 4″ × 7′ 4″
Bedroom Main 11′ 3″ × 14′ 9″
Laundry Ground 12′ 10″ × 14′ 3″

Features

Interior

  • Water Heater Owned

Property

  • Wooded/Treed
  • Marina
  • Park
  • School Bus Route
  • Rec./Commun.Centre
  • Greenbelt/Conservation

Pool

  • None
Included
Washer, Dryer, Fridge, Stove, Microwave, Furniture, Window Coverings, BBQ
Excluded
Personal items, Wall art, Dresser beside the stairs, white sectional with coffee table and 2 white chairs
Rental items
Propane tank

Mortgage calculator

Minimum for this price: $34,900 (5.83%)

Amortization, years

Estimated mortgage payment

$2,652 per month

Principal and interest
$2,652
Property tax
$221
Estimated monthly cost
$2,873

Your mortgage

Mortgage amount
$479,200
Mortgage insurance
Not needed
Interest over 25 years
$316,473

Cash to close

Down payment
$119,800
Land transfer tax
$8,455
Total, before legal fees
$128,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

26 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0 Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 2R0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,000 26 Elgin Street, Northern Bruce Peninsula, ON N0H 2R0
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