$579,000
↓ $20,000 from $599,000
Est. payment $2,564/moCalculate yours
80 Cedar Lane, Joly, ON P0A 1Z0
Joly, Joly, ON P0A 1Z0
- 3 Beds
- 1 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Chestnut Park Real Estate MLS® X13099966
About this home
Nestled on the shores of beautiful Forest Lake, this fully winterized 3-bedroom cottage offers the perfect blend of comfort, charm, and year-round enjoyment, all just 15 minutes from Sundridge. Set on an elevated west-facing lot, the property captures stunning panoramic lake views and unforgettable sunsets from the expansive deck, creating the ideal backdrop for relaxing weekends or family gatherings. Inside, the warm and inviting open-concept living space is designed for easy cottage living, while full insulation and a Generac backup system provide peace of mind and comfort in every season. Whether you’re looking for a personal getaway, a family cottage, or an affordable waterfront escape with rental potential, this property checks all the boxes. A gentle path leads to the shoreline, where you’ll find a lakeside boathouse perfect for storing canoes, kayaks, paddleboards, and fishing gear. Enjoy clean, swimmable waterfront and calm waters ideal for boating, swimming, and making lasting summer memories. A detached single-car garage adds valuable storage space for tools, snowmobiles, ATVs, or outdoor equipment. Affordable waterfront opportunities like this don’t come along often - especially on a quiet, picturesque lake with four-season access and so much to offer. Escape the city and start enjoying cottage life on Forest Lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 105 x 198 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $3,621 (2025)
Location
- Neighbourhood
- Joly
- Cross Street
- Forest Lake Road
- Direction Faces
- West
Listing
- MLS® Number
- X13099966
- Days on Market
- 165
- Listed On
- 2026-05-06
- Possession
- Immediate
- Listed By
- Chestnut Park Real Estate
Rooms
Features
Interior
- Carpet Free
- Generator - Full
- Water Heater Owned
Property
- Waterfront
Pool
- None
- Included
- Appliances, couches, most furniture can be included.
- Excluded
- Staging Items (most of the decor).
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$2,564 per month
- Principal and interest
- $2,564
- Property tax
- $302
- Condo fees
- $0
- Estimated monthly cost
- $2,865
Your mortgage
- Mortgage amount
- $463,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $305,906
Cash to close
- Down payment
- $115,800
- Land transfer tax
- $8,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $123,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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