$489,900
Est. payment $2,169/moCalculate yours
93 Myrtle Street, St. Thomas, ON N5R 2E9
St. Thomas, St. Thomas, ON N5R 2E9
- 5 Beds
- 3 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X12944236
About this home
Presenting 93 Myrtle St a well-constructed, architecturally distinctive 2.5-story all-brick legal duplex, commanding a presence in a highly desirable, established neighbourhood in St Thomas. This property is an exceptional, revenue-generating asset defined by its impeccable maintenance and abundant inherent character throughout. The building is configured into two distinct, self-contained dwellings, with the main floor rented for $1595 plus a $50 flat fee for gas, and the upper rented for $1595 plus a $50 flat fee for gas. The spacious upper unit offers three generously sized bedrooms, while the comfortable lower unit features two dedicated bedrooms. Both residences benefit from their own separate kitchens and baths and laundry, ensuring maximum privacy and tenant appeal. A key advantage for ownership and tenancy management is the complete independence of utilities, including separate furnaces and hydro meters. This turnkey investment has been recently enhanced with significant capital improvements, including a newer roof , many newer windows, and dedicated upper and lower patios, providing private, desirable outdoor spaces for each unit. With its robust construction, essential utility separation, and prime location, this duplex represents a superior opportunity for an investor seeking a stable, high-quality addition to their portfolio.
Property details
Overview
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 36 x 120 Feet
- Parking
- None garage · 2 total
- Zoning
- R3
Financial
- Property Taxes
- $2,686 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Fourth Ave
- Direction Faces
- North
Listing
- MLS® Number
- X12944236
- Days on Market
- 200
- Listed On
- 2026-04-01
- Possession
- Immediate
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Other
Property
- Public Transit
Pool
- None
- Included
- all appliances and fixtures
- Excluded
- all tenant possessions
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$2,169 per month
- Principal and interest
- $2,169
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $2,393
Your mortgage
- Mortgage amount
- $391,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,831
Cash to close
- Down payment
- $97,980
- Land transfer tax
- $6,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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