$689,900
Est. payment $3,055/moCalculate yours
20 Patrick Street, Kingston, ON K7K 3N4
Kingston, ON K7K 3N4
- 3 + 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE MLS® X13699374
About this home
Great investment opportunity in a convenient Kingston location! This well-maintained duplex features two spacious 3-bedroom, 1-bathroom units, offering excellent potential for investors or owner-occupiers. One unit is currently vacant, providing an ideal opportunity for a family member or first-time buyer to live in the property while helping offset mortgage costs. Located close to downtown Kingston, parks, shopping, restaurants, transit, and many other amenities. A fantastic opportunity to own a versatile income property in a desirable location!
Property details
Overview
- Property Type
- Other
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 24 x 83.6 Feet
- Parking
- None garage · 1 total
- Zoning
- 322 Semi-detached with both units under
Financial
- Property Taxes
- $4,593 (2026)
Location
- Cross Street
- Patrick St & Reglan Rd
- Direction Faces
- West
Listing
- MLS® Number
- X13699374
- Days on Market
- 59
- Listed On
- 2026-08-20
- Possession
- T.B.A
- Listed By
- RE/MAX FINEST REALTY INC., BROKERAGE
Rooms
Features
Interior
- Separate Hydro Meter
- Water Heater
Pool
- None
- Included
- 2 Fridges, 2 Stoves
- Excluded
- Tenants belongings.
- Rental items
- Hot water tanks
Mortgage calculator
Estimated mortgage payment
$3,055 per month
- Principal and interest
- $3,055
- Property tax
- $383
- Condo fees
- $0
- Estimated monthly cost
- $3,437
Your mortgage
- Mortgage amount
- $551,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $364,498
Cash to close
- Down payment
- $137,980
- Land transfer tax
- $10,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $148,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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