$499,000
Est. payment $2,209/moCalculate yours
20 Canterbury Drive, St. Catharines, ON L2P 3M7
456 - Oakdale, St. Catharines, ON L2P 3M7
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® X13695384
About this home
MOVE-IN READY SEMI-DETACHED HOME WITH INCREDIBLE IN-LAW POTENTIAL AND TURNKEY INVESTMENT APPEAL! Currently generating steady rental income from both the upper and lower levels, 20 Canterbury is a must-see property updated top-to-bottom (mostly 2022). The bright main level features a spacious living room with a massive picture window, a sizable dining area, 3 generous bedrooms with laminate flooring, a fully renovated bath, and a modernized kitchen with newer cabinets and appliances. The lower level offers fantastic independent living options, boasting a separate entrance, massive windows for a bright “main-floor feel,” a large rec room with new flooring (2022), a second full bath, and ample storage. Complete with a dedicated kitchenette area. Enjoy peace of mind with a newer, energy-efficient furnace and AC. Exceptional location close to schools, parks, restaurants, and grocery stores, plus a short drive to the Outlet Collection at Niagara and the Pen Centre.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Other
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished, Finished with Walk-Out, Full, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.37 x 100 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $3,568 (2025)
Location
- Neighbourhood
- 456 - Oakdale
- Cross Street
- HARTZEL RD
- Direction Faces
- East
Listing
- MLS® Number
- X13695384
- Days on Market
- 59
- Listed On
- 2026-08-20
- Possession
- Immediate with Tenants
- Listed By
- EXP REALTY
Rooms
Features
Interior
- In-Law Capability
- Carpet Free
- Primary Bedroom - Main Floor
- In-Law Suite
Property
- Fenced Yard
- Park
- Public Transit
- School
Pool
- None
- Included
- WASHER, DRYER, FRIDGE, BUILT-IN MICROWAVE, STOVE
- Excluded
- ALL TENANTS PERSONAL ITEMS
- Rental items
- HOT WATER TANK
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $297
- Condo fees
- $0
- Estimated monthly cost
- $2,507
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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