Gurvinder Nokwal REALTOR®
For Sale Detached 62 days on market

$699,000

Est. payment $3,095/moCalculate yours

1411 Tock Lane, Algonquin Highlands, ON P0A 1E0

McClintock, Algonquin Highlands, ON P0A 1E0

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft

Listing courtesy of Century 21 Granite Realty Group Inc. MLS® X13683212

About this home

This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you’re immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that’s destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water’s edge, you’ll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s’mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don’t come along often. This is more than a cottage-it’s a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Metal/Steel Siding
Foundation
Piers
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
190 x 237 Feet
Parking
None garage · 10 total

Financial

Property Taxes
$2,316 (2026)

Location

Neighbourhood
McClintock
Cross Street
Tock Lane/Hwy 35
Direction Faces
North

Listing

MLS® Number
X13683212
Days on Market
62
Listed On
2026-08-17
Listed By
Century 21 Granite Realty Group Inc.

Features

Interior

  • None

Pool

  • None
Included
Fishing boat w/ solar trolling motor, All furnishings + dishes, All major appliances including high-efficiency food composter, TV, BBQ, Coffee maker, All outdoor furniture, including Muskoka chairs, Life jackets, All outdoor lighting, Pots + pans, Kitchen utensils & cooking supplies, Games + books + movies, Cottage decor, Storage shed
Excluded
Gas motor, Kayaks, Ice machine, Receiver + speakers

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$193
Estimated monthly cost
$3,288

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1411 Tock Lane, Algonquin Highlands, ON P0A 1E0 McClintock, Algonquin Highlands, ON P0A 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 1411 Tock Lane, Algonquin Highlands, ON P0A 1E0
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