$699,000
Est. payment $3,095/moCalculate yours
1411 Tock Lane, Algonquin Highlands, ON P0A 1E0
McClintock, Algonquin Highlands, ON P0A 1E0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of Century 21 Granite Realty Group Inc. MLS® X13683212
About this home
This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you’re immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that’s destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water’s edge, you’ll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s’mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don’t come along often. This is more than a cottage-it’s a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Metal/Steel Siding
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 190 x 237 Feet
- Parking
- None garage · 10 total
Financial
- Property Taxes
- $2,316 (2026)
Location
- Neighbourhood
- McClintock
- Cross Street
- Tock Lane/Hwy 35
- Direction Faces
- North
Listing
- MLS® Number
- X13683212
- Days on Market
- 62
- Listed On
- 2026-08-17
- Listed By
- Century 21 Granite Realty Group Inc.
Features
Interior
- None
Pool
- None
- Included
- Fishing boat w/ solar trolling motor, All furnishings + dishes, All major appliances including high-efficiency food composter, TV, BBQ, Coffee maker, All outdoor furniture, including Muskoka chairs, Life jackets, All outdoor lighting, Pots + pans, Kitchen utensils & cooking supplies, Games + books + movies, Cottage decor, Storage shed
- Excluded
- Gas motor, Kayaks, Ice machine, Receiver + speakers
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $193
- Condo fees
- $0
- Estimated monthly cost
- $3,288
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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