Gurvinder Nokwal REALTOR®
For Sale Duplex 110 days on market

$845,900

Est. payment $3,745/moCalculate yours

84 Church Street N, St. Marys, ON N4X 1A3

St. Marys, St. Marys, ON N4X 1A3

  • 4 Beds
  • 3 Baths
  • 1 Garage
  • 2,500 Sq Ft

Listing courtesy of RE/MAX A-B Realty Ltd MLS® X13507384

About this home

Tucked away on a beautifully secluded, tree-lined lot, this remarkable yellow brick century home displays timeless character with thoughtful modern updates. Rich in history, this distinguished residence was built in 1890 for Susan Morphy before becoming the home of Dr. James J. Hall, one of St. Marys’ early physicians. It was later owned by Dr. Thomas Sparks, who lovingly restored the home while preserving its historic charm for generations to come. Step inside to discover spacious principal rooms filled with warmth, original character, and enduring craftsmanship. At the heart of the home is a beautifully renovated kitchen featuring soft-close cabinetry, butcher block countertops, a centre island, pantry, and an inviting layout designed for everyday living and entertaining. The renovated main-floor bathroom offers the luxury of in-floor heating, creating a spa-like retreat, while modern updates throughout complement the home’s rich heritage without compromising its authentic character. Adding exceptional versatility is the fully self-contained lower-level apartment, complete with its own private entrance, laneway access, kitchen, bathroom, bedroom, laundry, and separate living space-ideal for extended family, guests, or generating rental income. Set on 0.34 acres and surrounded by mature trees, the property offers an exceptional sense of privacy. Two driveways, a detached garage, and a detached workshop provide ample space for vehicles, hobbies, and storage. This is more than a home-it’s an opportunity to own a beautifully preserved piece of St. Marys’ history. Don’t miss your chance to become the next steward of this extraordinary property and carry its remarkable legacy into the future.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
2,500 sqft

Interior

Bedrooms
4
Bathrooms
3
Kitchens
2
Basement
Partially Finished, Walk-Out

Building & Systems

Heating
Radiant (Gas)
Cooling
Window Unit(s)
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
128.7 x 150.38 Feet
Parking
Detached garage · 7 total
Zoning
R2-1

Financial

Property Taxes
$6,187 (2026)

Location

Neighbourhood
St. Marys
Cross Street
Queen & Church
Direction Faces
West

Listing

MLS® Number
X13507384
Days on Market
110
Listed On
2026-06-30
Possession
To be determined
Listed By
RE/MAX A-B Realty Ltd

Rooms

Room Level Dimensions
Office Second 7′ 6″ × 12′ 10″
Office Main 11′ 7″ × 8′ 11″
Kitchen Main 14′ 0″ × 12′ 6″
- Basement 18′ 11″ × 12′ 0″
Bathroom Basement 10′ 4″ × 19′ 2″
Mud Room Main 8′ 8″ × 10′ 4″
Bedroom 2 Second 11′ 10″ × 11′ 10″
Living Room Main 15′ 4″ × 23′ 3″
Foyer Main 10′ 8″ × 11′ 1″
Bedroom 3 Second 13′ 0″ × 16′ 9″
Bedroom Basement 12′ 0″ × 14′ 6″
Other Basement 15′ 5″ × 12′ 6″
Utility Room Basement 20′ 1″ × 12′ 5″
Dining Room Main 21′ 10″ × 12′ 8″
Laundry Second 7′ 10″ × 11′ 5″
Primary Bedroom Second 13′ 0″ × 18′ 0″
Bathroom Second 7′ 10″ × 7′ 0″
Kitchen Basement 15′ 7″ × 10′ 0″
Other Basement 12′ 6″ × 19′ 1″

Features

Interior

  • Guest Accommodations

Pool

  • None
Included
Fridge, Gas Stove, Dishwasher, Exhaust hood, 2 washing machines, 2 clothes dryers, Fridge in apartment, Stove in apartment, Dishwasher in apartment, Water softener, Combi on demand hot water tank(boiler), Sump pump, Exhaust hood on second floor in laundry room, built in hutch in living room, existing light fixtures, current window coverings, 3 window air conditioning units, Microwave, White shelves on north side of kitchen wall
Excluded
Furniture, Decor, Island in the apartment, Sump pump
Rental items
NONE

Mortgage calculator

Minimum for this price: $59,590 (7.04%)

Amortization, years

Estimated mortgage payment

$3,745 per month

Principal and interest
$3,745
Property tax
$516
Estimated monthly cost
$4,261

Your mortgage

Mortgage amount
$676,720
Mortgage insurance
Not needed
Interest over 25 years
$446,919

Cash to close

Down payment
$169,180
Land transfer tax
$13,393
Total, before legal fees
$182,573
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

84 Church Street N, St. Marys, ON N4X 1A3 St. Marys, St. Marys, ON N4X 1A3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$845,900 84 Church Street N, St. Marys, ON N4X 1A3
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