$699,900
Est. payment $3,099/moCalculate yours
78 Thomas Drive, Kawartha Lakes, ON K0M 1N0
Verulam, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 2 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Ball Real Estate Inc. MLS® X13700466
About this home
Welcome to this charming Cape Cod nestled in a quiet waterfront community, offering the perfect blend of comfort and character. With 2,088 sq.ft. of living space, this three-bedroom, two-bathroom home showcases pride of ownership at every turn. Step inside to find a spacious living room filled with natural light, a large office ideal for working from home, and the convenience of main-floor laundry. A cozy woodstove adds warmth and charm during the colder months, creating the perfect spot to gather with family and friends. The home also features newer windows, a generous double attached garage, and a single detached garage for additional storage or workshop space. Whether you’re enjoying peaceful evenings by the water or making use of the ample indoor and outdoor space, this property offers a lifestyle of relaxation and ease. Also note, this property is an ideal setting for a home based business with lots of room to expand. Boat launch within steps of property. Township park, beach, government dock and boat launch down the street.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 300 x 242.15 Feet
- Parking
- Attached garage · 12 total
Financial
- Property Taxes
- $3,796 (2025)
Location
- Neighbourhood
- Verulam
- Cross Street
- CRANE BAY ROAD AND THOMAS DRIVE
- Direction Faces
- North
Listing
- MLS® Number
- X13700466
- Days on Market
- 58
- Listed On
- 2026-08-21
- Possession
- TBA
- Listed By
- Ball Real Estate Inc.
Rooms
Features
Interior
- None
Property
- Beach
- Lake Access
- Lake Backlot
- Level
- Park
Pool
- None
- Included
- FRIDGE, STOVE, MICROWAVE, DISHWASHER, WASHER & DRYER, GARAGE DOOR OPENERS, TOOL BENCH IN GARAGE, PATIO WINDOW COVERING, PRIMARY BEDROOM WINDOW COVERINGS, OFFICE BLINDS, SHEERS IN KITCHEN
- Excluded
- 2 SMALLER BEDROOM WINDOW COVERINGS, ALL PERSONAL BELONGINGS
- Rental items
- WATER SOFTENER AND FILTERS, PROPANE TANKS
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $316
- Condo fees
- $0
- Estimated monthly cost
- $3,415
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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