$375,000
Est. payment $1,660/moCalculate yours
10689 Kawagama Lake WAO, Algonquin Highlands, ON P0A 1E0
Sherborne, Algonquin Highlands, ON P0A 1E0
- 1 Beds
- 0 Baths
Listing courtesy of Forest Hill Real Estate Inc. MLS® X13704202
About this home
BRAND NEW OVERSIZED SEPTIC SYSTEM!!! A rare opportunity on Haliburton’s largest lake, this water-access property on Kawagama Lake offers exceptional privacy and unbeatable value. Tucked away from the busier parts of the lake, this peaceful retreat is bordered by over 1,000 feet of Crown Land shoreline on one side and with the neighboring cottage out of view on the other. Enjoy breathtaking lake views and unforgettable sun and moon rises. Good dock with deep, clean water that makes for incredible swimming. Kawagama Lake is known for its vast stretches of untouched Crown Land, pristine forests and endless opportunities for boating, fishing, hiking, ATVing, snowmobiling and exploring nature. The cottage itself is in need of some TLC, offering the perfect opportunity to update or renovate to your taste. The structure has “good bones” with recently redone piers and a solid, level floor making it a great starting point for your dream lakeside getaway. If you’re looking for a big lake experience at an affordable price with tremendous PRIVACY, adventure and natural beauty, this property checks all the boxes. Water access only but getting there is easy; as we have a boat and would be happy to take you over. The marina not far away. Come and see what Kawagama Lake has to offer! Newly installed septic system (2025). **SELLER WILLING TO HOLD A MORTGAGE FOR RIGHT BUYER**.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- < 700 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 0
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- None
- Sewer
- Other
Lot & Parking
- Lot Size
- 75 x 135 Feet
- Parking
- None garage
- Zoning
- SR2
Financial
- Property Taxes
- $1,335 (2025)
Location
- Neighbourhood
- Sherborne
- Cross Street
- Kawagama Lake Road and Highway 35
- Direction Faces
- North
Listing
- MLS® Number
- X13704202
- Days on Market
- 58
- Listed On
- 2026-08-21
- Possession
- Flexible
- Listed By
- Forest Hill Real Estate Inc.
Features
Interior
- Other
Property
- Marina
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Everything as viewed
- Excluded
- none
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $111
- Condo fees
- $0
- Estimated monthly cost
- $1,772
Your mortgage
- Mortgage amount
- $300,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,126
Cash to close
- Down payment
- $75,000
- Land transfer tax
- $4,100
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,100
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.