$1,199,000
↓ $100,000 from $1,299,000
Est. payment $5,309/moCalculate yours
28640 Georgian Bay Shore, Georgian Bay, ON L0K 1S0
Gibson, Georgian Bay, ON L0K 1S0
- 1 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX By The Bay Brokerage MLS® X13620952
About this home
With approximately 951 feet of Georgian Bay shoreline and set on an impressive 4.29 acres that is surrounded by Crown land, this exceptional property offers a rare combination of privacy, natural beauty, and remarkable waterfront. Captivating views stretch across the Bay, with glimpses of Hope Island, Giant’s Tomb Island, and the Pine Islands creating a beautiful and ever-changing backdrop. Tucked within a private, sheltered harbour, the property offers protected dockage, a dock, and a dry boathouse with sleeping accommodations, making boating and relaxing on the water easy and enjoyable. The elevated cottage location and western exposure provide remarkable sunset views. Inside, the cottage is simple and comfortable, with a warm, relaxed feel and a woodstove that adds both charm and welcome warmth on cooler days. The expansive shoreline, peaceful surroundings, and wonderful sense of seclusion create a setting that is increasingly difficult to find on southeast Georgian Bay. This is a truly special retreat where quiet mornings, open-water views, and the natural beauty of the Bay become part of everyday cottage life.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Stone, Concrete, Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 951 x 405.97 Feet
- Parking
- None garage
- Zoning
- SR7
Financial
- Property Taxes
- $4,407 (2026)
Location
- Neighbourhood
- Gibson
- Cross Street
- West side of GBS , midway between south shore of high rock island and the north side of Alcatraz Island.
- Direction Faces
- West
Listing
- MLS® Number
- X13620952
- Days on Market
- 80
- Listed On
- 2026-07-30
- Possession
- Flexible
- Listed By
- RE/MAX By The Bay Brokerage
Rooms
Features
Interior
- Other
Property
- Clear View
- Lake Access
- Island
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- All appliances.
- Excluded
- All personal items. Seller to provide a list at a later date.
Mortgage calculator
Estimated mortgage payment
$5,309 per month
- Principal and interest
- $5,309
- Property tax
- $367
- Condo fees
- $0
- Estimated monthly cost
- $5,676
Your mortgage
- Mortgage amount
- $959,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $633,474
Cash to close
- Down payment
- $239,800
- Land transfer tax
- $20,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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