Gurvinder Nokwal REALTOR®
For Sale Detached 151 days on market

$599,000 ↓ $50,000 from $649,000

Est. payment $2,652/moCalculate yours

121 Maskinonge Road, Tay, ON L0K 2A0

Rural Tay, Tay, ON L0K 2A0

  • 2 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE MLS® S13158674

About this home

Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you’re searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won’t want to miss.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Extension
Size
700 sqft

Interior

Bedrooms
2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Gas)
Cooling
None
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
76.1 x 203.9 Feet
Parking
None garage · 4 total
Zoning
RS

Financial

Property Taxes
$2,104 (2025)

Location

Neighbourhood
Rural Tay
Cross Street
Highway 12 and Caswell's Beach Rd
Direction Faces
West

Listing

MLS® Number
S13158674
Days on Market
151
Listed On
2026-05-20
Possession
Flexible
Listed By
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Room Level Dimensions
Dining Room Main 12′ 11″ × 9′ 7″
Kitchen Main 7′ 7″ × 8′ 2″
Bedroom Main 10′ 0″ × 18′ 6″
Living Room Main 17′ 10″ × 9′ 8″
Bedroom 2 Main 8′ 6″ × 8′ 7″
Bathroom Main -
Family Room Main 8′ 2″ × 8′ 7″

Features

Interior

  • Water Heater Owned
  • Carpet Free
  • Primary Bedroom - Main Floor

Property

  • Beach
  • Lake Access
  • Lake/Pond
  • Waterfront

Pool

  • None
Included
Fridge, Stove, All contents of cottage & sheds, dock
Excluded
None

Mortgage calculator

Minimum for this price: $34,900 (5.83%)

Amortization, years

Estimated mortgage payment

$2,652 per month

Principal and interest
$2,652
Property tax
$175
Estimated monthly cost
$2,828

Your mortgage

Mortgage amount
$479,200
Mortgage insurance
Not needed
Interest over 25 years
$316,473

Cash to close

Down payment
$119,800
Land transfer tax
$8,455
Total, before legal fees
$128,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

121 Maskinonge Road, Tay, ON L0K 2A0 Rural Tay, Tay, ON L0K 2A0
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$599,000 121 Maskinonge Road, Tay, ON L0K 2A0
Request a showing