$1,095,000
Est. payment $4,848/moCalculate yours
90 Mary Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 4 + 1 Beds
- 4 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE MLS® X13668834
About this home
Welcome to this stunning home, ideally located in one of Niagara-on-the-Lake’s most sought-after neighbourhoods. Set among mature landscaping on a large, private lot, this incredibly versatile property is perfectly suited as a spacious single-family home with separate guest quarters, a spectacular weekend retreat in one of Canada’s prettiest towns, or an exciting income-generating property. With three separate entrances in addition to the main front door, the unique layout offers tremendous potential for multiple living spaces and multiple streams of income. An extra-long circular driveway provides parking for up to 8 vehicles, in addition to a double attached garage.Flooded with natural light from an abundance of windows, this carpet-free home features a spectacular main-level layout. Enjoy a spacious living room with a cozy fireplace, a formal dining area, and an open-concept kitchen complete with stainless steel appliances, quartz countertops, and ample cabinetry. A bright and inviting family room provides plenty of space for gatherings and entertaining.Upstairs, you’ll find two generously sized bedrooms, each with its own private 4-piece ensuite bathroom. Just a few steps down, two additional beautifully appointed bedrooms share a 3-piece bathroom.The fully finished lower level offers even more living space, including a fifth bedroom, laundry room, and a large recreation room perfect for a home gym, media room, play area, or additional living space.Whether you’re searching for a peaceful Niagara-on-the-Lake retreat, a home that can comfortably accommodate extended family and guests, or a property with exceptional income potential, 90 Mary Street offers a rare combination of location, privacy, space and opportunity.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 106 x 111.8 Feet
- Parking
- Attached garage · 8 total
Financial
- Property Taxes
- $7,050 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- Mary St. & King St.
- Direction Faces
- West
Listing
- MLS® Number
- X13668834
- Days on Market
- 67
- Listed On
- 2026-08-12
- Possession
- FLEX
- Listed By
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Rooms
Features
Interior
- Bar Fridge
- In-Law Suite
Pool
- None
- Included
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER
- Rental items
- HOT WATER HEATER
Mortgage calculator
Estimated mortgage payment
$4,848 per month
- Principal and interest
- $4,848
- Property tax
- $588
- Condo fees
- $0
- Estimated monthly cost
- $5,436
Your mortgage
- Mortgage amount
- $876,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $578,527
Cash to close
- Down payment
- $219,000
- Land transfer tax
- $18,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $237,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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