$726,900
Est. payment $3,219/moCalculate yours
445 Pengelley Drive, Otonabee-South Monaghan, ON K0L 1B0
Otonabee-South Monaghan, Otonabee-South Monaghan, ON K0L 1B0
- 2 + 1 Beds
- 1 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of Royal LePage Our Neighbourhood Realty MLS® X13672026
About this home
Updated and move-in ready bungalow with beautiful views of Rice Lake! The modern kitchen opens to the bright living and dining areas, where vaulted ceilings and south-facing windows fill the space with natural light while capturing peaceful water views. Walk out from the living room to a spacious composite deck overlooking the yard and Lake. The bright, airy feel continues through 2 bedrooms and a 4-piece washroom. The finished lower level adds extra living space with a rec room featuring a cozy propane fireplace, bar nook and 3rd bedroom. A detached, heated 2-car garage provides excellent space for parking, storage, hobbies or a workshop. Enjoy convenient access to Rice Lake across the public road allowance. All this conveniently located with easy access to Hwy 401, 115 & 28; an inviting year-round home or peaceful escape!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Cedar, Stone
- Foundation
- Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $4,222 (2026)
Location
- Neighbourhood
- Otonabee-South Monaghan
- Cross Street
- Scriven Rd / Hannah Rd
- Direction Faces
- South
Listing
- MLS® Number
- X13672026
- Days on Market
- 66
- Listed On
- 2026-08-13
- Possession
- 60-90 days
- Listed By
- Royal LePage Our Neighbourhood Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
- Water Treatment
Property
- Cul de Sac/Dead End
- Lake Access
- Lake/Pond
Pool
- None
- Included
- Fridge, Stove, Over the range microwave, Washing machine & Dryer, Light fixtures & fan, Washroom mirror, Drapes & hardware. Hot Dawg propane heater in garage, Work benches & shelves in garage, Tv & wall mount in garage. Security camera x4 on house & garage. Dock & boat lift.
- Rental items
- Propane tanks - approx $155/yr + hst (Kelly's Fuel)
Mortgage calculator
Estimated mortgage payment
$3,219 per month
- Principal and interest
- $3,219
- Property tax
- $352
- Condo fees
- $0
- Estimated monthly cost
- $3,570
Your mortgage
- Mortgage amount
- $581,520
- Mortgage insurance
- Not needed
- Interest over 25 years
- $384,047
Cash to close
- Down payment
- $145,380
- Land transfer tax
- $11,013
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $156,393
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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