Gurvinder Nokwal REALTOR®
For Sale Detached 89 days on market

$325,000 ↓ $25,000 from $350,000

Est. payment $1,439/moCalculate yours

730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9

Cavan-Monaghan, Cavan Monaghan, ON K9J 6Z9

  • 2 + 1 Beds
  • 2 Baths
Map

Listing courtesy of RE/MAX HALLMARK EASTERN REALTY MLS® X13591064

About this home

Welcome to your own private retreat on the beautiful Otonabee River. This charming off-grid 3 season property offers the perfect balance with peaceful cottage living, just 5 minutes from Peterborough. The main cottage features 2 bedrooms and a 3-piece bathroom with a composting toilet, making it ideal for weekend getaways or extended stays. A separate bunkie provides an additional bedroom, perfect for guests or family, along with a nearby 2-piece washroom in the outbuilding featuring running water and a flushable toilet. The property is equipped with a high-performance solar system featuring brand new 10,000 kW batteries installed in 2026, propane runs the fridge, stove, and an on-demand hot water system. Although the shoreline is not owned, the owners have had uninterrupted and continuous use of the private road and waterfront features which is set on an 129 feet of clean, swimmable shoreline. You’ll love spending your days on the water or sitting by a campfire. The private dock offers over 10 feet of water depth at the end, making it ideal for swimming, boating, and fishing. From your dock, enjoy a scenic 15-minute boat ride to Lock 19 and Little Lake, the other direction winds its self to Rice Lake, opening the door to endless days of exploring the Trent-Severn Waterway. Surrounded by mature trees, the property offers exceptional privacy and a tranquil setting. A spacious deck off the living room provides the perfect place to relax with your morning coffee or entertain family and friends while overlooking the river and watching boats as they pass by. A storage shed/workshop with plenty of room for tools, water toys, and outdoor equipment. Whether you’re looking for a seasonal escape or a unique lifestyle, this exceptional Otonabee River property offers privacy, recreation, and convenience in one remarkable package.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
< 700 sqft

Interior

Bedrooms
2 + 1
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Other)
Cooling
None
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Piers
Roof
Asphalt Shingle
Water
Other
Sewer
Other

Lot & Parking

Lot Size
129.3 x 95.69 Feet
Parking
None garage · 4 total

Financial

Property Taxes
$2,417 (2026)

Location

Neighbourhood
Cavan-Monaghan
Cross Street
Mervin Line and Airport Road
Direction Faces
North

Listing

MLS® Number
X13591064
Days on Market
89
Listed On
2026-07-21
Possession
Flexible
Listed By
RE/MAX HALLMARK EASTERN REALTY

Rooms

Room Level Dimensions
Bathroom Main 4′ 2″ × 5′ 9″
Primary Bedroom Main 11′ 9″ × 3′ 3″
Dining Room Main 10′ 6″ × 9′ 1″
Sunroom Main 13′ 10″ × 9′ 4″
Bedroom 2 Main 6′ 11″ × 9′ 1″
Kitchen Main 15′ 10″ × 9′ 9″
Living Room Main 15′ 10″ × 10′ 4″

Features

Interior

  • Carpet Free
  • On Demand Water Heater
  • Propane Tank
  • Solar Owned
  • Primary Bedroom - Main Floor

Property

  • Cul de Sac/Dead End
  • Hospital
  • River/Stream
  • Waterfront

Pool

  • None
Included
All existing contents inside and outside that are not listed in the exclusions.
Excluded
Black Stone griddle, 2 kayaks, pontoon boat, boat lift, personal items

Mortgage calculator

Minimum for this price: $16,250 (5%)

Amortization, years

Estimated mortgage payment

$1,439 per month

Principal and interest
$1,439
Property tax
$201
Estimated monthly cost
$1,640

Your mortgage

Mortgage amount
$260,000
Mortgage insurance
Not needed
Interest over 25 years
$171,709

Cash to close

Down payment
$65,000
Land transfer tax
$3,350
Total, before legal fees
$68,350
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9 Cavan-Monaghan, Cavan Monaghan, ON K9J 6Z9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$325,000 730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9
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