Gurvinder Nokwal REALTOR®
For Sale Detached 64 days on market

$449,900

Est. payment $1,992/moCalculate yours

177 Elgin Street, Saugeen Shores, ON N0H 2C0

Saugeen Shores, Saugeen Shores, ON N0H 2C0

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft

Listing courtesy of eXp Realty MLS® X13680288

About this home

Opportunity meets location at 177 Elgin Street in Port Elgin. This 3-bedroom, 1-bathroom cottage has been a successful rental property for a number of years, attracting many repeat cottagers who return year after year to enjoy its unbeatable location just steps from the harbour and Main Beach. For investors, this property offers the potential to continue an established rental history in one of Port Elgin’s most desirable areas, with strong appeal across the seasons. The 4-season layout and gas fireplace help extend its use beyond the summer months, while recent updates add value and peace of mind, including newer windows (2017), gas fireplace (2012), roof (2023), and a 200-amp breaker panel. Whether you choose to continue operating it as a sought-after rental cottage, enjoy it personally while generating supplemental income, or hold it as an investment in a prime Port Elgin location, the possibilities are endless. With the beach, harbour, and downtown amenities all within walking distance, this is an opportunity to invest in a property with a proven rental track record and a location that keeps guests coming back.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Fan Coil (Electric)
Cooling
None
Exterior
Wood
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
33 x 66 Feet
Parking
None garage · 2 total
Zoning
R1-3

Financial

Property Taxes
$2,955 (2026)

Location

Neighbourhood
Saugeen Shores
Cross Street
Elgin Street
Direction Faces
North

Listing

MLS® Number
X13680288
Days on Market
64
Listed On
2026-08-15
Possession
Flexible
Listed By
eXp Realty

Rooms

Room Level Dimensions
Sitting Second 9′ 3″ × 8′ 0″
Bedroom Second 11′ 0″ × 13′ 7″
Sunroom Main 23′ 4″ × 6′ 7″
Bedroom Main 12′ 9″ × 9′ 3″
Kitchen Main 8′ 11″ × 11′ 0″
Bedroom Second 8′ 11″ × 16′ 0″
Living Room Main 14′ 4″ × 17′ 0″
Dining Room Main 8′ 11″ × 5′ 11″
Bathroom Main 4′ 0″ × 6′ 4″

Features

Interior

  • Water Heater Owned

Pool

  • None
Included
Fridge, Stove, Dishwasher, Hot Water Tank, Furnishings, Kitchenware, Window Coverings.
Excluded
Owners personal Items.

Mortgage calculator

Minimum for this price: $22,495 (5%)

Amortization, years

Estimated mortgage payment

$1,992 per month

Principal and interest
$1,992
Property tax
$246
Estimated monthly cost
$2,238

Your mortgage

Mortgage amount
$359,920
Mortgage insurance
Not needed
Interest over 25 years
$237,698

Cash to close

Down payment
$89,980
Land transfer tax
$5,473
Total, before legal fees
$95,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

177 Elgin Street, Saugeen Shores, ON N0H 2C0 Saugeen Shores, Saugeen Shores, ON N0H 2C0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,900 177 Elgin Street, Saugeen Shores, ON N0H 2C0
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