$699,900
↓ $30,000 from $729,900
Est. payment $3,099/moCalculate yours
36 Poplar Bay Road, First Nations, ON P0X 1C0
TB-529, First Nations, ON P0X 1C0
- 5 + 3 Beds
- 3 Baths
Listing courtesy of CENTURY 21 NORTHERN CHOICE REALTY LTD. MLS® X13440132
About this home
Welcome to Your Next Chapter on Lake of the Woods Opportunities like this rarely come along. Nestled on the shores of beautiful Poplar Bay, this meticulously maintained family cottage offers the perfect blend of space, privacy, and endless waterfront memories. Boasting an impressive 1,600 square feet, this cherished retreat features 8 spacious bedrooms and 3 full bathrooms, providing room for generations of family and friends to gather under one roof. The open-concept kitchen, dining, and living area is filled with natural light and showcases breathtaking views of Lake of the Woods, creating the perfect setting for entertaining or simply unwinding at the lake. The low-profile lot offers easy access to the water and enjoys desirable eastern exposure, welcoming spectacular sunrises to start each day. Mature trees surround the property, creating a private and peaceful setting that feels worlds away, yet is conveniently located just a 20-minute drive from downtown. The fully finished basement adds exceptional living space with a large rec room and 3 additional bedrooms, while the spacious 3-season sunroom provides the ideal place to enjoy lake life from spring through fall. Recent upgrades include new decking on both the decks and dock, ensuring years of enjoyment ahead. Built with pride in 2002 by the original owner and family, the cottage rests on a solid poured concrete foundation and has been exceptionally cared for. Features such as vinyl windows, a cozy wood stove, electric forced-air heating, a firepit area, and minimal upgrading required to convert to year-round living make this property as practical as it is inviting. Whether you’re casting a line in the world-class fishing waters nearby, gathering around the fire under the stars, or hosting the entire family for unforgettable summer vacations, this is more than a cottage-it’s a legacy property. Now it’s your turn to continue the story and create memories that will last for generations.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
Interior
- Bedrooms
- 5 + 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 120 x 350 Feet
- Parking
- None garage
Financial
- Property Taxes
- $2,618 (2026)
Location
- Neighbourhood
- TB-529
- Cross Street
- McKenzie Portage Road to Washamis Bay FN, right to Poplar Bay Road to lot 36
- Direction Faces
- East
Listing
- MLS® Number
- X13440132
- Days on Market
- 128
- Listed On
- 2026-06-12
- Possession
- Negotiable
- Listed By
- CENTURY 21 NORTHERN CHOICE REALTY LTD.
Rooms
Features
Interior
- Storage
- Other
Pool
- None
- Included
- See attached list
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $218
- Condo fees
- $0
- Estimated monthly cost
- $3,317
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.