$399,900
↓ $29,100 from $429,000
Est. payment $1,771/moCalculate yours
90 Joseph Street, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay, ON P0C 1H0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ZOLO REALTY MLS® X13434736
About this home
Bring your vision and creativity to this charming fixer-upper in the scenic small town of MacTier, the gateway to Muskoka. Just a couple of streets from beautiful Stewart Lake and close to all in-town amenities, this 4-bedroom, 2-bathroom home offers an exciting opportunity to restore and transform it into the doll house you’ve always dreamed of.With 1,502 square feet of living space, a lush backyard with mature greenery and a garden shed for additional storage, there’s plenty of room to create a warm and welcoming family home. The property is serviced by municipal water and sewer and features an upgraded 200-amp electrical service, providing a solid foundation for your renovation plans.Whether you’re a first-time buyer looking to build equity, an investor seeking your next project, or a handy homeowner ready to put your personal touch on a property, this home offers outstanding potential in a desirable Muskoka location. Enjoy easy access to Stewart Lake, local shops, restaurants, schools, and the endless recreational opportunities that make Muskoka a sought-after destination year-round.A rare chance to turn a diamond in the rough into a picture-perfect doll house in the heart of cottage country.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Heat Pump (Propane)
- Cooling
- Other
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $1,662 (2025)
Location
- Neighbourhood
- Freeman
- Cross Street
- High St. & Centre St.
- Direction Faces
- East
Listing
- MLS® Number
- X13434736
- Days on Market
- 129
- Listed On
- 2026-06-11
- Possession
- TBA
- Listed By
- ZOLO REALTY
Features
Interior
- Primary Bedroom - Main Floor
- Water Heater Owned
Property
- Place Of Worship
- School Bus Route
- School
- Rec./Commun.Centre
Pool
- None
- Included
- Existing Fridge, Stove , Dishwasher, Washer and Dryer
- Excluded
- Sellers personal belongings
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $139
- Condo fees
- $0
- Estimated monthly cost
- $1,909
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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