Gurvinder Nokwal REALTOR®
For Sale Detached 129 days on market

$399,900 ↓ $29,100 from $429,000

Est. payment $1,771/moCalculate yours

90 Joseph Street, Georgian Bay, ON P0C 1H0

Freeman, Georgian Bay, ON P0C 1H0

  • 4 Beds
  • 2 Baths
  • 1,500 Sq Ft

Listing courtesy of ZOLO REALTY MLS® X13434736

About this home

Bring your vision and creativity to this charming fixer-upper in the scenic small town of MacTier, the gateway to Muskoka. Just a couple of streets from beautiful Stewart Lake and close to all in-town amenities, this 4-bedroom, 2-bathroom home offers an exciting opportunity to restore and transform it into the doll house you’ve always dreamed of.With 1,502 square feet of living space, a lush backyard with mature greenery and a garden shed for additional storage, there’s plenty of room to create a warm and welcoming family home. The property is serviced by municipal water and sewer and features an upgraded 200-amp electrical service, providing a solid foundation for your renovation plans.Whether you’re a first-time buyer looking to build equity, an investor seeking your next project, or a handy homeowner ready to put your personal touch on a property, this home offers outstanding potential in a desirable Muskoka location. Enjoy easy access to Stewart Lake, local shops, restaurants, schools, and the endless recreational opportunities that make Muskoka a sought-after destination year-round.A rare chance to turn a diamond in the rough into a picture-perfect doll house in the heart of cottage country.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Full

Building & Systems

Heating
Heat Pump (Propane)
Cooling
Other
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
66 x 132 Feet
Parking
None garage · 3 total

Financial

Property Taxes
$1,662 (2025)

Location

Neighbourhood
Freeman
Cross Street
High St. & Centre St.
Direction Faces
East

Listing

MLS® Number
X13434736
Days on Market
129
Listed On
2026-06-11
Possession
TBA
Listed By
ZOLO REALTY

Features

Interior

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Property

  • Place Of Worship
  • School Bus Route
  • School
  • Rec./Commun.Centre

Pool

  • None
Included
Existing Fridge, Stove , Dishwasher, Washer and Dryer
Excluded
Sellers personal belongings
Rental items
Propane Tanks

Mortgage calculator

Minimum for this price: $19,995 (5%)

Amortization, years

Estimated mortgage payment

$1,771 per month

Principal and interest
$1,771
Property tax
$139
Estimated monthly cost
$1,909

Your mortgage

Mortgage amount
$319,920
Mortgage insurance
Not needed
Interest over 25 years
$211,281

Cash to close

Down payment
$79,980
Land transfer tax
$4,474
Total, before legal fees
$84,454
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

90 Joseph Street, Georgian Bay, ON P0C 1H0 Freeman, Georgian Bay, ON P0C 1H0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$399,900 90 Joseph Street, Georgian Bay, ON P0C 1H0
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