$434,900
↓ $40,100 from $475,000
Est. payment $1,926/moCalculate yours
220 Geneva Street, St. Catharines, ON L2R 4P8
451 - Downtown, St. Catharines, ON L2R 4P8
- 3 + 1 Beds
- 4 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13604036
About this home
Centrally located two-storey duplex offering incredible potential for investors, contractors, or buyers looking for a full renovation project. This vacant property requires extensive cosmetic updates throughout and should be viewed as an opportunity to completely transform the space and make it your own. The home features a functional layout with 3 bedrooms and 2.5 bathrooms in the main unit, including a primary bedroom with an ensuite and walk-in closet. The basement unit has a separate entrance with 1 bedroom and 1 bathroom, offering excellent future income potential once renovated. With no rear neighbours and mature trees, the backyard has the potential to become a private oasis. Conveniently located close to shopping, grocery stores, restaurants, and just minutes from the QEW, this property is ideal for commuters and those looking to add value through significant improvements.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Sold Conditional
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Finished, Separate Entrance, Walk-Up, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26.6 x 100 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $3,850 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Geneva and Russell
- Direction Faces
- East
Listing
- MLS® Number
- X13604036
- Days on Market
- 86
- Listed On
- 2026-07-24
- Possession
- Immediate
- Listed By
- EXP REALTY
Features
Interior
- In-Law Suite
Pool
- None
- Included
- N/A
- Excluded
- N/A
Mortgage calculator
Estimated mortgage payment
$1,926 per month
- Principal and interest
- $1,926
- Property tax
- $321
- Condo fees
- $0
- Estimated monthly cost
- $2,246
Your mortgage
- Mortgage amount
- $347,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $229,773
Cash to close
- Down payment
- $86,980
- Land transfer tax
- $5,173
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $92,153
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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