Gurvinder Nokwal REALTOR®
For Sale Detached 86 days on market

$434,900 ↓ $40,100 from $475,000

Est. payment $1,926/moCalculate yours

220 Geneva Street, St. Catharines, ON L2R 4P8

451 - Downtown, St. Catharines, ON L2R 4P8

  • 3 + 1 Beds
  • 4 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of EXP REALTY MLS® X13604036

About this home

Centrally located two-storey duplex offering incredible potential for investors, contractors, or buyers looking for a full renovation project. This vacant property requires extensive cosmetic updates throughout and should be viewed as an opportunity to completely transform the space and make it your own. The home features a functional layout with 3 bedrooms and 2.5 bathrooms in the main unit, including a primary bedroom with an ensuite and walk-in closet. The basement unit has a separate entrance with 1 bedroom and 1 bathroom, offering excellent future income potential once renovated. With no rear neighbours and mature trees, the backyard has the potential to become a private oasis. Conveniently located close to shopping, grocery stores, restaurants, and just minutes from the QEW, this property is ideal for commuters and those looking to add value through significant improvements.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Sold Conditional
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
4
Kitchens
2
Basement
Finished with Walk-Out, Finished, Separate Entrance, Walk-Up, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
26.6 x 100 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$3,850 (2025)

Location

Neighbourhood
451 - Downtown
Cross Street
Geneva and Russell
Direction Faces
East

Listing

MLS® Number
X13604036
Days on Market
86
Listed On
2026-07-24
Possession
Immediate
Listed By
EXP REALTY

Features

Interior

  • In-Law Suite

Pool

  • None
Included
N/A
Excluded
N/A

Mortgage calculator

Minimum for this price: $21,745 (5%)

Amortization, years

Estimated mortgage payment

$1,926 per month

Principal and interest
$1,926
Property tax
$321
Estimated monthly cost
$2,246

Your mortgage

Mortgage amount
$347,920
Mortgage insurance
Not needed
Interest over 25 years
$229,773

Cash to close

Down payment
$86,980
Land transfer tax
$5,173
Total, before legal fees
$92,153
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

220 Geneva Street, St. Catharines, ON L2R 4P8 451 - Downtown, St. Catharines, ON L2R 4P8
Open in Google Maps

Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$434,900 220 Geneva Street, St. Catharines, ON L2R 4P8
Request a showing