$405,000
↓ $40,000 from $445,000
Est. payment $1,793/moCalculate yours
87 Chestnut Street, St. Thomas, ON N5R 2B1
St. Thomas, St. Thomas, ON N5R 2B1
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13541912
About this home
Welcome to this inviting 3 bedroom, 1-bathroom home offering a perfect blend of comfort, functionality, and convenience. Thoughtfully laid out, the home features the ease of main floor laundry and bright, welcoming living spaces ideal for everyday living. Step outside to a spacious, fully fenced backyard-perfect for entertaining, gardening, or simply enjoying your own private retreat. A private driveway provides convenient off-street parking, while the central location puts you within walking distance to schools, parks, shopping, restaurants, and other amenities. Whether you’re entering the market, looking to downsize, or seeking a great investment opportunity, this charming property offers exceptional value and a place you’ll be proud to call home.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Unknown
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 120 Feet
- Parking
- None garage · 2 total
Financial
- Property Taxes
- $2,566 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Fifth ave
- Direction Faces
- South
Listing
- MLS® Number
- X13541912
- Days on Market
- 101
- Listed On
- 2026-07-09
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- None
Pool
- None
- Included
- fridge, stove, washer, dryer
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$1,793 per month
- Principal and interest
- $1,793
- Property tax
- $214
- Condo fees
- $0
- Estimated monthly cost
- $2,007
Your mortgage
- Mortgage amount
- $324,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $213,976
Cash to close
- Down payment
- $81,000
- Land transfer tax
- $4,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $85,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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