$1,799,999
Est. payment $7,970/moCalculate yours
4563 County Rd 9, Greater Napanee, ON K7R 3K8
58 - Greater Napanee, Greater Napanee, ON K7R 3K8
- 3 + 2 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of MCCAFFREY REALTY INC., BROKERAGE MLS® X13718826
About this home
Tucked away at the very end of a quiet laneway, where the noise of the world fades and nature takes stage, this extraordinary waterfront retreat awaits on the shores of Hay Bay. Spanning 15.6 private acres with more than 750 feet of shoreline, this rare offering delivers an exceptional blend of privacy, open space, and opportunity. Celebrated for world-class fishing and known as a popular mooring destination near Ram Island, Hay Bay also connects you to the Bay of Quinte and Lake Ontario. Here, mornings begin with breathtaking sunrises over the water, and days unfold to the peaceful rhythm of wildlife, fresh air, and wide-open views. All of this is just 15 minutes from Napanee, 20 minutes from Highway 401, and a short drive or boat ride to Prince Edward County. Perfectly positioned to capture sweeping water views from both levels, the all-stone bungalow offers timeless character, solid craftsmanship, and versatile living space. The main floor features three generous bedrooms and two bathrooms, while the lower level offers two additional bedrooms, a third bathroom, and a roughed-in kitchenette. The lifestyle here extends well beyond the home. Explore private trails winding through more than six acres of white pine forest, harvest from your own orchard of apples, pears, peaches, cherries, and plums, or nurture Chardonnay and Vidal grapes sourced from Niagara vineyards. A fenced paddock and a collection of outbuildings further expand the possibilities. The property includes a detached insulated two-car garage, a 56′ x 30′ shop with concrete floor and 12′ ceilings, a 42′ x 22′ barn with stalls and hay loft, plus multiple drive sheds-offering exceptional potential for homesteading, storage, recreation, or a home-based business. Cast a line from your shoreline, set out by boat, wander the trails, gather from the orchard, or simply slow down and take in the view. This is more than a waterfront property-it is a private Hay Bay sanctuary, ready to be enjoyed on your terms.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Stone
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Parking
- Detached garage · 12 total
Financial
- Property Taxes
- $8,738 (2026)
Location
- Neighbourhood
- 58 - Greater Napanee
- Cross Street
- Abrams Rd/County Rd 9
- Direction Faces
- South
Listing
- MLS® Number
- X13718826
- Days on Market
- 52
- Listed On
- 2026-08-27
- Listed By
- MCCAFFREY REALTY INC., BROKERAGE
Rooms
Features
Interior
- In-Law Capability
- Water Heater Owned
- Built-In Oven
- Primary Bedroom - Main Floor
Property
- Clear View
- Lake/Pond
- Waterfront
Pool
- None
- Included
- Refrigerator, built-in range, built-in oven, dishwasher, microwave, washer, dryer, hot watertank
- Excluded
- Personal Contents
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$7,970 per month
- Principal and interest
- $7,970
- Property tax
- $728
- Condo fees
- $0
- Estimated monthly cost
- $8,698
Your mortgage
- Mortgage amount
- $1,439,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $951,003
Cash to close
- Down payment
- $360,000
- Land transfer tax
- $32,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $392,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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