$1,499,990
Est. payment $6,642/moCalculate yours
199 Gall Trail, Huntsville, ON P0B 1M0
Stephenson, Huntsville, ON P0B 1M0
- 2 Beds
- 1 Baths
Listing courtesy of Coldwell Banker Thompson Real Estate MLS® X13719720
About this home
A rare offering on Mary Lake, this exceptional point-of-land property features 300 ft of sought-after south-east facing frontage and 0.75 acres of private Muskoka shoreline. The setting delivers true privacy with forest along one side of the property. Elevated lookouts throughout the property provide wide, open lake vistas dotted with islands, offering multiple vantage points to take in the surrounding landscape.The shoreline is anchored by a large dock built into the natural rock and set within a well-protected cove, providing a secure and private setting for docking and enjoying the waterfront. From the dock, the sense of privacy is exceptional,no other docks are visible, creating a quiet, undisturbed waterfront setting. From here, enjoy direct access to over 40 miles of boating on Huntsville’s 4-lake chain.The cottage is immaculate and reflects clear pride of ownership throughout. Freshly painted and extremely well kept, it features a bright open-concept kitchen, dining, and living area with vaulted ceiling and exposed rafters. A wood stove provides a focal point for cooler evenings, while large windows frame the lake outlook. Two bedrooms and a 3-pc bathroom complete the interior. Extensive decking wraps around two sides of the cottage, extending the living space outdoors and creating multiple areas for seating, dining, and enjoying the sun and views at different times of day. The property also includes a newer, trendy bunkie offering additional guest accommodation and added flexibility for family or visitors. Whether enjoyed as it is today or considered for future plans, this is a truly one-of-a-kind waterfront property combining outstanding privacy, beautiful topography, open lake views, and access to one of Muskoka’s most desirable lake systems.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 301.36 x 197.11 Feet
- Parking
- None garage · 4 total
- Zoning
- WR-1
Financial
- Property Taxes
- $5,804 (2025)
Location
- Neighbourhood
- Stephenson
- Cross Street
- Rowanwood Rd & Gall Trail
- Direction Faces
- West
Listing
- MLS® Number
- X13719720
- Days on Market
- 52
- Listed On
- 2026-08-27
- Possession
- Flexible
- Listed By
- Coldwell Banker Thompson Real Estate
Rooms
Features
Interior
- Water Heater Owned
Property
- Cul de Sac/Dead End
- Clear View
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Dock, Owned Hot Water Heater, Stove, Dishwasher, Fridge
- Excluded
- All Personal Items, All Staging Materials
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$6,642 per month
- Principal and interest
- $6,642
- Property tax
- $484
- Condo fees
- $0
- Estimated monthly cost
- $7,125
Your mortgage
- Mortgage amount
- $1,199,992
- Mortgage insurance
- Not needed
- Interest over 25 years
- $792,497
Cash to close
- Down payment
- $299,998
- Land transfer tax
- $26,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $326,473
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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