$799,000
↓ $200,000 from $999,000
Est. payment $3,538/moCalculate yours
2 Swan Lane, Tay, ON L0K 1R0
Port McNicoll, Tay, ON L0K 1R0
- 3 Beds
- 3 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of Sotheby's International Realty Canada MLS® S12902836
About this home
With its cupola, refined rooflines, and inviting front porch, this Cape Cod-inspired home makes a striking first impression. Tucked at the end of a quiet cul-de-sac in a gated waterfront community in Port McNicoll, the property is a short walk to the water’s edge, offering over 3,000 sq ft of light-filled living space. Inside, the layout flows beautifully from the welcoming foyer to a bright, hexagon-shaped dining room overlooking the porch, an ideal space for hosting dinners or sipping your morning coffee. Vaulted ceilings & oversized windows create a sense of openness in the main living area, where a gas fireplace & a walkout to the screened-in porch set the tone for relaxed comfort. The main-floor primary suite includes a walk-in closet & 4-piece ensuite, while a nearby home office offers a quiet, inspiring place to work from home. The centrally located kitchen is designed for ease & connection, opening into the heart of the house. Upstairs, 2 bedrooms share a full bath. One connects to a balcony; the other enjoys its own private balcony - perfect for morning sun or quiet moments with a book. Built-in floor-to-ceiling shelving in the hallway offers an ideal space for a personal library or curated display. A loft overlooks the living room & opens to a shared balcony, blending style with function. At the top, a turret with transom windows offers fantastic views & a peaceful space for reading or stargazing. The basement provides ample storage, & the large double garage adds practical convenience. Outdoors, enjoy evenings around the stone fire pit or listen to birdsong from the comfort of the screened-in porch. A public walking trail runs along the northern edge of the property, & multiple marinas are just minutes away - perfectly situated for boaters seeking quick access to launch points on Georgian Bay. Just a short drive to Midland for shopping, dining & essential amenities, this home offers a refined four-season lifestyle. Seller is open to VTB financing
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 6-15
- Size
- 3,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- Attached garage · 6 total
- Zoning
- R2-27
Financial
- Property Taxes
- $7,779 (2025)
Location
- Neighbourhood
- Port McNicoll
- Cross Street
- Dock Lane & Swan Lane
- Direction Faces
- East
Listing
- MLS® Number
- S12902836
- Days on Market
- 212
- Listed On
- 2026-03-20
- Possession
- Flexible
- Listed By
- Sotheby's International Realty Canada
Rooms
Features
Interior
- Built-In Oven
- Countertop Range
- Primary Bedroom - Main Floor
- Water Heater
Pool
- None
- Included
- All appliances - dishwasher, dryer, refrigerator, gas cooktop, gas built-in oven, microwave, washer.
- Excluded
- All personal belongings; all furniture; all contents in the garage; all art work
- Rental items
- Water Heater(Enercare), Alarm System (Telus)
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $648
- Condo fees
- $0
- Estimated monthly cost
- $4,186
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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