$424,900
Est. payment $1,881/moCalculate yours
42 Elmsley Street S, Smiths Falls, ON K7A 3P6
901 - Smiths Falls, Smiths Falls, ON K7A 3P6
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE INTEGRITY REALTY MLS® X13724028
About this home
Centrally located 4 bedroom single family home. Close to amenities and the local hospital. The main floor is spacious with living room and adjoining dining room that leads into the kitchen. Adjacent to the kitchen is a convenient powder room. Off the kitchen is a large storage room that could be converted into a tv room or play room for little ones. Upstairs you have the large master bedroom and 2 additional generous sized bedroom as well as the 4 pc bath. There is plenty of storage on the second level with a walk-in closet adjacent to the bathroom and an additional closet off the hallway. The lower level is home to the laundry and storage. The main level and upstairs has recently been painted and flooring has been replaced. Updates include: roof approximately 7-8 years old. Natural gas furnace is approximately 12 years old. Natural gas hot water heater, approximately 12 years old, owned. Outside you have a spacious backyard with plenty of room for little ones to play or for family bbq’s. Make this your new family home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 170 Feet
- Parking
- None garage · 1 total
- Zoning
- Residential
Financial
- Property Taxes
- $3,368 (2025)
Location
- Neighbourhood
- 901 - Smiths Falls
- Cross Street
- Queen St and Elmsley St
- Direction Faces
- East
Listing
- MLS® Number
- X13724028
- Days on Market
- 51
- Listed On
- 2026-08-28
- Listed By
- ROYAL LEPAGE INTEGRITY REALTY
Rooms
Features
Interior
- Water Heater
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,881 per month
- Principal and interest
- $1,881
- Property tax
- $281
- Condo fees
- $0
- Estimated monthly cost
- $2,162
Your mortgage
- Mortgage amount
- $339,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,490
Cash to close
- Down payment
- $84,980
- Land transfer tax
- $4,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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