$845,000
Est. payment $3,741/moCalculate yours
2600 Kentucky Derby Way, Oshawa, ON L1L 0K5
Windfields, Oshawa, ON L1L 0K5
- 3 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of HOMELIFE/FUTURE REALTY INC. MLS® E13724112
About this home
Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa’s most sought-after communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Separate Entrance, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.2 x 100.15 Feet
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $7,262 (2026)
Location
- Neighbourhood
- Windfields
- Cross Street
- Winchester/Simcoe
- Direction Faces
- East
Listing
- MLS® Number
- E13724112
- Days on Market
- 51
- Listed On
- 2026-08-28
- Possession
- Immediate/Flexible
- Listed By
- HOMELIFE/FUTURE REALTY INC.
Rooms
Features
Interior
- Central Vacuum
- ERV/HRV
- On Demand Water Heater
- Rough-In Bath
- Water Heater
Pool
- None
- Included
- Stainless Steel Refrigerator, Gas Stove, Built-In Microwave, Dishwasher, Washer, Dryer, All Existing Electrical Light Fixtures, All Existing Window Coverings and Shutters, Existing Laundry Room Built-In Storage and Counter, Existing Tesla Wall Connector (240V), as installed.
- Excluded
- Sellers' personal belongings and décor.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,741 per month
- Principal and interest
- $3,741
- Property tax
- $605
- Condo fees
- $0
- Estimated monthly cost
- $4,347
Your mortgage
- Mortgage amount
- $676,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $446,443
Cash to close
- Down payment
- $169,000
- Land transfer tax
- $13,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $182,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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