Gurvinder Nokwal REALTOR®
For Sale Other 83 days on market

$35,000

Est. payment $155/moCalculate yours

1052 RAT BAY Road 106-7, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays, ON P1H 2J6

  • 2 Beds
  • 2 Baths
  • 900 Sq Ft
Map

Listing courtesy of Chestnut Park Real Estate MLS® X13607386

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet (91.44 meters) of south-facing frontage on Lake of Bays. 106 Algonquin is a 2 bedroom cottage. This is NOT a timeshare but some might think it’s similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER for 106 Algonquin cottage in 2026 is $5127 + HST. Core week 7 for this cottage starts on August 9, 2026 and the remaining weeks for 2026 start (or started) on February 8, May 17, October 4, and November 26/ 2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free.

Property details

Overview

Property Type
Other
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
900 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Total Rooms
8
Basement
None

Building & Systems

Heating
Baseboard (Propane)
Cooling
Wall Unit(s)
Exterior
Wood
Foundation
Block
Roof
Shingles

Lot & Parking

Parking
None garage · 4 total
Zoning
Waterfront Resort Comm'l with exception

Financial

Condo Fee
$427/mo
Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Parking Included, Condo Taxes Included
Pets
No

Location

Neighbourhood
Franklin
Cross Street
Hwy 60 and South Portage Rd

Listing

MLS® Number
X13607386
Days on Market
83
Listed On
2026-07-27
Listed By
Chestnut Park Real Estate

Rooms

Room Level Dimensions
Kitchen Main 8′ 8″ × 14′ 2″
Bathroom Main 10′ 10″ × 10′ 10″
Primary Bedroom Main 17′ 10″ × 11′ 0″
Dining Room Main 11′ 0″ × 14′ 2″
Bedroom Main 10′ 8″ × 11′ 0″
Sunroom Main 13′ 9″ × 17′ 8″
Bathroom Main 10′ 0″ × 12′ 8″
Living Room Main 19′ 3″ × 10′ 0″

Features

Interior

  • Water Heater

Property

  • Beach
  • Waterfront

Amenities

  • Game Room
  • Gym
  • Sauna
  • Tennis Court
  • Visitor Parking

Mortgage calculator

Minimum for this price: $1,750 (5%)

Amortization, years

Estimated mortgage payment

$155 per month

Principal and interest
$155
Property tax
$0
Condo fees
$427
Estimated monthly cost
$582

Your mortgage

Mortgage amount
$28,000
Mortgage insurance
Not needed
Interest over 25 years
$18,492

Cash to close

Down payment
$7,000
Land transfer tax
$175
Total, before legal fees
$7,175
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1052 RAT BAY Road 106-7, Lake of Bays, ON P1H 2J6 Franklin, Lake of Bays, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$35,000 1052 RAT BAY Road 106-7, Lake of Bays, ON P1H 2J6
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