$878,888
↓ $120,000 from $998,888
Est. payment $3,892/moCalculate yours
42067 Ferguson Line, Central Elgin, ON N5P 3T1
Rural Central Elgin, Central Elgin, ON N5P 3T1
- 4 + 2 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13584930
About this home
The dream rural retreat at 42067 Ferguson Line in Central Elgin! Set on a beautifully landscaped, private 0.945-acre lot , this blends urban convenience, the cottage feel, and country living-making the impossible possible! The Main House This impeccably maintained, all-brick detached bungalow boasts an impressive 2,196 sq. ft. of above-grade living space, making for nearly +/- 4,400 of available square feet in the bungalow home alone! The thoughtful main-floor layout features:4 spacious bedrooms.2 full baths (including a primary ensuite) and a convenient powder room off the mudroom. A dedicated office and a comfortable living room. The Carriage House: The Ultimate Property Bonus! Tucked in the rear yard is a fantastic, separate two-storey carriage house. This space adds incredible versatility to the property: Upper Level: Features 2 additional bedrooms and a full bathroom. Main Level: Offers a full kitchen and living area. Modern Upgrades & Mechanicals Embrace modern convenience with high-speed fiber optic internet and a reliable 22 KW backup generator so you’ll never be left in the dark! This spectacular property is destined to be the right home for the family that demands everything in one perfect package!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 31-50
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Unfinished, Walk-Up
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100.28 x 411.05 Feet
- Parking
- Attached garage · 10 total
Financial
- Property Taxes
- $7,603 (2026)
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- Wellington & Ferguson
- Direction Faces
- South
Listing
- MLS® Number
- X13584930
- Days on Market
- 90
- Listed On
- 2026-07-20
- Possession
- Flexible After
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Accessory Apartment
- Auto Garage Door Remote
- Built-In Oven
- Generator - Full
- In-Law Capability
- In-Law Suite
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater
- Water Purifier
- Water Treatment
Pool
- None
- Included
- Rear Yard Gazabo (But NOT the fan in the Gazabo), Some/Most/ of Garden Decor, Pergola in rearyard, Couch in carriage House, bed in carriage house, Mirrors in carriage house, Pool Table inthe basement must stay, Kitchen Appliances on Main floor (Dishwasher/Oven/CountertopStove/Refrigerator), Pool Table, Basement Bar included as well
Mortgage calculator
Estimated mortgage payment
$3,892 per month
- Principal and interest
- $3,892
- Property tax
- $634
- Condo fees
- $0
- Estimated monthly cost
- $4,525
Your mortgage
- Mortgage amount
- $703,110
- Mortgage insurance
- Not needed
- Interest over 25 years
- $464,347
Cash to close
- Down payment
- $175,778
- Land transfer tax
- $14,053
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $189,831
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.