Gurvinder Nokwal REALTOR®
For Sale Detached 80 days on market

$1,099,999 ↓ $99,001 from $1,199,000

Est. payment $4,871/moCalculate yours

1887 Ellis Road, Severn, ON L0K 1E0

Coldwater, Severn, ON L0K 1E0

  • 3 + 2 Beds
  • 2 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® S13621210

About this home

Welcome to your year-round waterfront retreat on beautiful MacLean Lake, offering direct access to Gloucester Pool & the Trent Severn Waterway. Set on a picturesque 0.73-acre lot w/ 91ft of Southern exposure waterfront, this versatile property is ideal as a family home, cottage getaway, or multi-generational retreat with endless possibilities. The main level features an open-concept kitchen, living & dining area designed for gathering with family & friends, complete w/ a walkout to a spacious deck overlooking the property & lake. Three comfortable bedrooms & a 3pc bath complete the main floor. The fully finished lower level offers incredible flexibility w/ its own entrance, making it an ideal in-law suite or rental. This space features an open-concept kitchen, living & dining area, 2 bedrooms, a 3pc bath, laundry rm, cozy wood burning stove, & walkout to a large covered patio w/ peaceful waterfront views. Outside, the impressive amenities continue w/ an oversized 2 car detached shop complete w/ a 7,000lb vehicle lift, a charming Panabode bunkie for overflow guests, an outhouse, & 4 additional storage sheds providing room for all your tools, toys, & equipment. Enjoy effortless waterfront living w/ a private dock, beautiful lake views, & a small boat ramp perfect for launching your Sea-Doos or other small watercraft. Additional features include updated windows & patio doors (2019), a durable metal roof on the main home, shingle roofs on the outbuildings (2019), propane furnace (2019), A/C (2019), central vac, UV water system, drilled well, generator (2019), & more. Conveniently located on a year-round municipally maintained rd w/ garbage/recycling collection, this property combines the tranquility of cottage living w/ the convenience of year-round services. Located just 1.5 hours from the GTA and 15 mins from the 400 Hwy.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
2,000 sqft

Interior

Bedrooms
3 + 2
Bathrooms
2
Kitchens
2
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle, Metal
Water
Well
Sewer
Sewer

Lot & Parking

Lot Size
91 x 195 Feet
Parking
Detached garage · 12 total
Zoning
SR1

Financial

Property Taxes
$4,604 (2026)

Location

Neighbourhood
Coldwater
Cross Street
Irish Line/Ellis Road
Direction Faces
South

Listing

MLS® Number
S13621210
Days on Market
80
Listed On
2026-07-30
Possession
TBA
Listed By
Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty

Rooms

Room Level Dimensions
Recreation Lower 13′ 11″ × 17′ 9″
Living Room Main 14′ 6″ × 16′ 4″
Bedroom 4 Lower 13′ 7″ × 10′ 11″
Dining Room Main 14′ 0″ × 9′ 0″
Bathroom Main 7′ 10″ × 4′ 11″
Bathroom Lower 5′ 0″ × 8′ 0″
Bedroom 3 Main 10′ 11″ × 9′ 0″
Kitchen Lower 13′ 11″ × 8′ 2″
Bedroom 2 Main 10′ 10″ × 8′ 7″
Primary Bedroom Main 13′ 5″ × 15′ 0″
Utility Room Lower 5′ 0″ × 4′ 4″
Dining Room Lower 8′ 6″ × 12′ 6″
Utility Room Lower 8′ 10″ × 6′ 11″
Bedroom 5 Lower 13′ 8″ × 12′ 11″
Kitchen Main 14′ 0″ × 12′ 10″

Features

Interior

  • Central Vacuum
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Water Treatment

Property

  • Golf
  • Marina
  • Library
  • School Bus Route
  • Skiing
  • Waterfront

Pool

  • None
Included
Fridge (x2), Stove (2x), Dishwasher, Washer, Dryer, Window Coverings. Furnishings negotiable
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $85,000 (7.73%)

Amortization, years

Estimated mortgage payment

$4,871 per month

Principal and interest
$4,871
Property tax
$384
Estimated monthly cost
$5,254

Your mortgage

Mortgage amount
$879,999
Mortgage insurance
Not needed
Interest over 25 years
$581,168

Cash to close

Down payment
$220,000
Land transfer tax
$18,475
Total, before legal fees
$238,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1887 Ellis Road, Severn, ON L0K 1E0 Coldwater, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,099,999 1887 Ellis Road, Severn, ON L0K 1E0
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