$699,000
Est. payment $3,095/moCalculate yours
92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 1,200 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13730230
About this home
Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.
Property details
Overview
- Property Type
- Vacant Land Condo
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Stone
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Attached garage · 2 total
- Zoning
- R
Financial
- Property Taxes
- $4,427 (2026)
- Condo Fee
- $275/mo
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Loretta
Listing
- MLS® Number
- X13730230
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- Immediate
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Cul de Sac/Dead End
- Park
Amenities
- BBQs Allowed
- Visitor Parking
- Included
- Fridge, Stove, Dishwasher, Window Coverings
- Rental items
- Water Heater
Mortgage calculator
Estimated mortgage payment
$3,095 per month
- Principal and interest
- $3,095
- Property tax
- $369
- Condo fees
- $275
- Estimated monthly cost
- $3,739
Your mortgage
- Mortgage amount
- $559,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,306
Cash to close
- Down payment
- $139,800
- Land transfer tax
- $10,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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