Gurvinder Nokwal REALTOR®
For Sale Vacant Land Condo 47 days on market

$699,000

Est. payment $3,095/moCalculate yours

92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 1,200 Sq Ft

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13730230

About this home

Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.

Property details

Overview

Property Type
Vacant Land Condo
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,200 sqft

Interior

Bedrooms
2 + 1
Bathrooms
3
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Stone
Roof
Asphalt Shingle

Lot & Parking

Parking
Attached garage · 2 total
Zoning
R

Financial

Property Taxes
$4,427 (2026)
Condo Fee
$275/mo
Fee Includes
Common Elements Included
Pets
Yes-with Restrictions

Location

Neighbourhood
108 - Virgil
Cross Street
Loretta

Listing

MLS® Number
X13730230
Days on Market
47
Listed On
2026-09-01
Possession
Immediate
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Living Room Main 21′ 11″ × 13′ 3″
Bathroom Basement 5′ 7″ × 11′ 9″
Primary Bedroom Main 13′ 9″ × 12′ 11″
Kitchen Main 12′ 4″ × 9′ 5″
Bedroom Basement 15′ 6″ × 16′ 2″
Recreation Basement 42′ 2″ × 23′ 9″
Cold Room/Cantina Basement -
Bathroom Main 5′ 11″ × 7′ 6″
Breakfast Main 8′ 4″ × 9′ 5″
Utility Room Basement 9′ 2″ × 9′ 1″
Foyer Main 7′ 7″ × 7′ 9″
Bathroom Main 8′ 3″ × 5′ 9″
Bedroom Main 10′ 11″ × 9′ 11″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Cul de Sac/Dead End
  • Park

Amenities

  • BBQs Allowed
  • Visitor Parking
Included
Fridge, Stove, Dishwasher, Window Coverings
Rental items
Water Heater

Mortgage calculator

Minimum for this price: $44,900 (6.42%)

Amortization, years

Estimated mortgage payment

$3,095 per month

Principal and interest
$3,095
Property tax
$369
Condo fees
$275
Estimated monthly cost
$3,739

Your mortgage

Mortgage amount
$559,200
Mortgage insurance
Not needed
Interest over 25 years
$369,306

Cash to close

Down payment
$139,800
Land transfer tax
$10,455
Total, before legal fees
$150,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$699,000 92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0
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