$385,000
Est. payment $1,705/moCalculate yours
996 Metcalfe Street, North Bay, ON P1B 2R3
Central, North Bay, ON P1B 2R3
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Century 21 Blue Sky Region Realty Inc., Brokerage MLS® X13587366
About this home
Looking for a home with incredible potential? If you’re not afraid of a little hard work and want to build instant sweat equity, this could be the opportunity you’ve been waiting for. This 3+1 bedroom, 2 full bathroom home is ready for someone with vision to bring it back to life and make it their own. While the home does require updating and repairs, it offers a solid starting point with features that are hard to find, including an accessibility ramp, elevator, a large fully fenced backyard, and updated windows and shingles completed within the last 15 years. Whether you’re a first-time buyer, investor, or handy homeowner looking for your next project, this property offers outstanding potential to add value and create a home tailored to your style.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Up, Partially Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Brick, Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 125 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $3,872 (2026)
Location
- Neighbourhood
- Central
- Cross Street
- Laurier and Metcalfe
- Direction Faces
- North
Listing
- MLS® Number
- X13587366
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- TBD
- Listed By
- Century 21 Blue Sky Region Realty Inc., Brokerage
Rooms
Features
Interior
- On Demand Water Heater
- Wheelchair Access
Pool
- None
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$1,705 per month
- Principal and interest
- $1,705
- Property tax
- $323
- Condo fees
- $0
- Estimated monthly cost
- $2,027
Your mortgage
- Mortgage amount
- $308,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $203,409
Cash to close
- Down payment
- $77,000
- Land transfer tax
- $4,250
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $81,250
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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