$679,500
Est. payment $3,009/moCalculate yours
648 Third Line Road, Frontenac Islands, ON K0H 2Y0
Wolfe Island, Frontenac Islands, ON K0H 2Y0
- 3 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13685276
About this home
Welcome to your off-grid paradise on the north side of Reed’s Bay - where “rush hour” means the herons are fishing. This 17 year old 3-bedroom, 1-bathroom home/cottage delivers bright, open-concept living with a wall of windows framing the water like a living painting. Morning light floods the space as the sun climbs over the bay, and by evening you’re sinking into the deck chairs watching pinks and golds melt across the sky - because here, you’re not just buying waterfront, you’re buying a front-row seat to nature’s daily light show. Propane heat and a wood stove let you pick your vibe: turn a dial or channel your inner lumberjack while the kettle boils. The solar system works so well you’ll forget you’re off-grid - all the power to run the home, none of the hydro bills. Flip a switch, plug in anything, live normally. Just without the monthly envelope from the utility company. Neighbours? Technically yes. Practically? They’re specks across the fields. Wave if you want. They won’t see you. Outside, the property unfolds with room to breathe and space to play on 3+ acres. An 8′ x 12′ garden shed holds your garden tools, while a 12′ x 24′ workshop/bunkie features a separation wall - one side for building projects and tinkering, the other for overnight guests or the growing fleet of watercraft you’ll inevitably collect. Down at the water’s edge, a dock and boat lift make launching effortless. The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you’ll know what to do with. This is the cottage you actually use peaceful enough to hear yourself think, equipped as well as your home, and charming enough to make your friends promise to exchange chores for a few nights at your place. Many furnishings included with the purchase plus detailed instructions about the solar system. Boat lift included (2000 lbs). https://youtu.be/SxpSU_THIb8?si=EF8IRY87CnsnjSoq
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Walk-Out, Finished
Building & Systems
- Heating
- Other (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 353 x 461 Feet
- Parking
- Other garage · 8 total
Financial
- Property Taxes
- $3,342 (2025)
Location
- Neighbourhood
- Wolfe Island
- Cross Street
- Baseline Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13685276
- Days on Market
- 62
- Listed On
- 2026-08-17
- Possession
- Flexible
- Listed By
- CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Solar Owned
- Water Heater Owned
- Water Treatment
Property
- Lake Access
- Lake/Pond
- Level
- Waterfront
Pool
- None
- Included
- Fridge, stove (propane), washer, most furnishings, woodstove, propane stove, boat lift, dock, gazebo, sheds, patio chairs, propane BBQ, garden tools, additional item list available.
- Excluded
- Personal items and tools in work shop (shed).
- Rental items
- Propane tanks (approx $167.72 per year - Levac Propane)
Mortgage calculator
Estimated mortgage payment
$3,009 per month
- Principal and interest
- $3,009
- Property tax
- $279
- Condo fees
- $0
- Estimated monthly cost
- $3,287
Your mortgage
- Mortgage amount
- $543,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $359,004
Cash to close
- Down payment
- $135,900
- Land transfer tax
- $10,065
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $145,965
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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