Gurvinder Nokwal REALTOR®
For Sale Detached 62 days on market

$679,500

Est. payment $3,009/moCalculate yours

648 Third Line Road, Frontenac Islands, ON K0H 2Y0

Wolfe Island, Frontenac Islands, ON K0H 2Y0

  • 3 Beds
  • 1 Baths
  • 1,100 Sq Ft

Listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE MLS® X13685276

About this home

Welcome to your off-grid paradise on the north side of Reed’s Bay - where “rush hour” means the herons are fishing. This 17 year old 3-bedroom, 1-bathroom home/cottage delivers bright, open-concept living with a wall of windows framing the water like a living painting. Morning light floods the space as the sun climbs over the bay, and by evening you’re sinking into the deck chairs watching pinks and golds melt across the sky - because here, you’re not just buying waterfront, you’re buying a front-row seat to nature’s daily light show. Propane heat and a wood stove let you pick your vibe: turn a dial or channel your inner lumberjack while the kettle boils. The solar system works so well you’ll forget you’re off-grid - all the power to run the home, none of the hydro bills. Flip a switch, plug in anything, live normally. Just without the monthly envelope from the utility company. Neighbours? Technically yes. Practically? They’re specks across the fields. Wave if you want. They won’t see you. Outside, the property unfolds with room to breathe and space to play on 3+ acres. An 8′ x 12′ garden shed holds your garden tools, while a 12′ x 24′ workshop/bunkie features a separation wall - one side for building projects and tinkering, the other for overnight guests or the growing fleet of watercraft you’ll inevitably collect. Down at the water’s edge, a dock and boat lift make launching effortless. The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you’ll know what to do with. This is the cottage you actually use peaceful enough to hear yourself think, equipped as well as your home, and charming enough to make your friends promise to exchange chores for a few nights at your place. Many furnishings included with the purchase plus detailed instructions about the solar system. Boat lift included (2000 lbs). https://youtu.be/SxpSU_THIb8?si=EF8IRY87CnsnjSoq

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
16-30
Size
1,100 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Full, Walk-Out, Finished

Building & Systems

Heating
Other (Propane)
Cooling
None
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
353 x 461 Feet
Parking
Other garage · 8 total

Financial

Property Taxes
$3,342 (2025)

Location

Neighbourhood
Wolfe Island
Cross Street
Baseline Rd
Direction Faces
North

Listing

MLS® Number
X13685276
Days on Market
62
Listed On
2026-08-17
Possession
Flexible
Listed By
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Rooms

Room Level Dimensions
Utility Room Lower 12′ 2″ × 4′ 8″
Mud Room Upper 7′ 8″ × 7′ 4″
Bedroom Lower 14′ 6″ × 10′ 1″
Kitchen Upper 16′ 7″ × 9′ 5″
Living Room Upper 19′ 5″ × 15′ 1″
Dining Room Upper 13′ 8″ × 10′ 0″
Primary Bedroom Lower 16′ 3″ × 11′ 3″
Other Lower 17′ 3″ × 8′ 9″
Bedroom Lower 14′ 6″ × 7′ 9″
Bathroom Upper 10′ 11″ × 4′ 6″

Features

Interior

  • Carpet Free
  • Solar Owned
  • Water Heater Owned
  • Water Treatment

Property

  • Lake Access
  • Lake/Pond
  • Level
  • Waterfront

Pool

  • None
Included
Fridge, stove (propane), washer, most furnishings, woodstove, propane stove, boat lift, dock, gazebo, sheds, patio chairs, propane BBQ, garden tools, additional item list available.
Excluded
Personal items and tools in work shop (shed).
Rental items
Propane tanks (approx $167.72 per year - Levac Propane)

Mortgage calculator

Minimum for this price: $42,950 (6.32%)

Amortization, years

Estimated mortgage payment

$3,009 per month

Principal and interest
$3,009
Property tax
$279
Estimated monthly cost
$3,287

Your mortgage

Mortgage amount
$543,600
Mortgage insurance
Not needed
Interest over 25 years
$359,004

Cash to close

Down payment
$135,900
Land transfer tax
$10,065
Total, before legal fees
$145,965
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

648 Third Line Road, Frontenac Islands, ON K0H 2Y0 Wolfe Island, Frontenac Islands, ON K0H 2Y0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$679,500 648 Third Line Road, Frontenac Islands, ON K0H 2Y0
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