Gurvinder Nokwal REALTOR®
For Sale Detached 96 days on market

$1,198,000 ↓ $100,000 from $1,298,000

Est. payment $5,304/moCalculate yours

4298 Plum Point Road W, Ramara, ON L3V 0P8

Rural Ramara, Ramara, ON L3V 0P8

  • 5 + 1 Beds
  • 3 Baths
  • 3,000 Sq Ft

Listing courtesy of RE/MAX PRIME PROPERTIES MLS® S13562824

About this home

WELCOME TO YOUR PRIVATE LAKE SIMCOE RETREAT! Set on approx.100 feet of beautifully rebuilt granite-boulder shoreline, this extensively renovated waterfront home offers approximately 3,500 sq. ft. of bright, open-concept living space with breathtaking lake views and exceptional flexibility for family living, entertaining & hosting guests. Expansive windows and sliding patio doors fill the home with natural light, creating a seamless connection to the outdoors. The thoughtfully designed layout features 6 bedrooms, 2 kitchens, and 3 bathrooms. The main level offers a spacious living area, a full kitchen with new stainless steel appliances, an oversized bedroom for two queen beds, and an updated 3-piece bath. Upstairs, the quartz kitchen with new appliances opens to a sun-filled dining area surrounded by windows, a generous living room overlooking the lake, three king-sized bedrooms, and an updated 4-piece bath. The third level features two additional bedrooms, a powder room, and a private balcony with spectacular waterfront views. Step outside to your lakeside paradise featuring an approx. 500 sq.ft. semi-wraparound deck, a sheltered outdoor living area, a 30-foot aluminum dock with cedar decking, a stone fire pit, mature trees, and landscaped grounds extending to the water’s edge. Extensively renovated throughout in 2025/2026, the home features new windows and doors, updated electrical & plumbing, modern trim, pot lights, a refreshed exterior, a paved driveway, new fencing, a retaining wall, granite pavers, and a covered front porch. This waterfront home offers multiple entrances, abundant space, and potential for licensed seasonal rental use. Whether you’re searching for a year-round waterfront home or a four-season family cottage, this exceptional Lake Simcoe retreat is just 1 hour and 20 minutes from Toronto, offering the perfect escape without the long drive & a lifestyle where every sunrise, every sunset, and every season becomes a memory worth sharing.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
Price Change
Size
3,000 sqft

Interior

Bedrooms
5 + 1
Bathrooms
3
Kitchens
2
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Concrete, Slab
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
103.07 x 67 Feet
Parking
None garage · 6 total

Financial

Property Taxes
$4,159 (2026)

Location

Neighbourhood
Rural Ramara
Cross Street
HWY12 & PLUM POINT RD
Direction Faces
West

Listing

MLS® Number
S13562824
Days on Market
96
Listed On
2026-07-14
Possession
Flexible
Listed By
RE/MAX PRIME PROPERTIES

Rooms

Room Level Dimensions
Den Third 12′ 2″ × 10′ 10″
Kitchen Second 21′ 4″ × 15′ 9″
Bedroom 5 Third 17′ 5″ × 10′ 10″
Laundry Flat 11′ 2″ × 6′ 11″
Bedroom 2 Second 14′ 1″ × 10′ 10″
Living Room Flat 27′ 3″ × 22′ 8″
Kitchen Flat 18′ 8″ × 14′ 1″
Bedroom 3 Second 11′ 2″ × 10′ 10″
Living Room Second 23′ 11″ × 20′ 8″
Primary Bedroom Flat 20′ 8″ × 11′ 6″
Bedroom 4 Second 11′ 2″ × 10′ 10″

Features

Interior

  • Carpet Free
  • Guest Accommodations
  • Other
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Storage
  • Storage Area Lockers
  • Water Heater Owned
  • Water Purifier
  • Water Treatment

Property

  • Cul de Sac/Dead End
  • Fenced Yard
  • Hospital
  • Marina
  • School
  • Waterfront

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer, Dryer
Rental items
3x propane tanks

Mortgage calculator

Minimum for this price: $94,800 (7.91%)

Amortization, years

Estimated mortgage payment

$5,304 per month

Principal and interest
$5,304
Property tax
$347
Estimated monthly cost
$5,651

Your mortgage

Mortgage amount
$958,400
Mortgage insurance
Not needed
Interest over 25 years
$632,945

Cash to close

Down payment
$239,600
Land transfer tax
$20,435
Total, before legal fees
$260,035
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

4298 Plum Point Road W, Ramara, ON L3V 0P8 Rural Ramara, Ramara, ON L3V 0P8
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,198,000 4298 Plum Point Road W, Ramara, ON L3V 0P8
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