$499,000
↓ $50,999 from $549,999
Est. payment $2,209/moCalculate yours
4163 Smith Lane, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 2 Beds
- 0 Baths
Listing courtesy of Royal LePage In Touch Realty MLS® S13665164
About this home
SEVERN RIVER- Imagine, Your Morning Coffee overlooking The Water. Deep-water swimming. Fishing. Paddle boarding. Or untie The Boat and head out to explore The Trent-Severn Waterway. Your 180 Degree View at The Waters Edge is what makes this place special, An opportunity to own 50 feet of waterfront with an impressive 532-foot-deep lot and direct access to The Legendary Trent-Severn Waterway and Endless Boating Adventures Right from your Shoreline. ***THE DETAILS***The Existing Cottage is 330 sq. ft. as per the Floorplan (inside walls), Features 2 Bedrooms plus a Loft and is Serviced with Hydro and Phone (EastLink). Starlink high-speed Internet is Readily available in The Area, making it Easy to Stay Connected while Enjoying Cottage Life. There is currently no Bathroom or Septic System. The Cottage is presently situated on The South Lot Line, Creating an Interesting Opportunity for Buyers who may wish to explore Redesigning The Existing Cottage or Other Future Possibilities with The Township. A large detached shed (The Sellers call The Boathouse!) provides additional Storage. The Existing Shore Dock has not been used for some time and requires some TLC, but The Waterfront Setting is The Real Attraction. Located on one of the wider areas of the Severn River, directly across from Wood Bay, *** MORE INFO *** The Zoning is SR1-Amazing water quality and Located between Swift Rapids LOCK 43 and the Big Chute Marine Railway LOCK 44, you’re right in the heart of the Trent-Severn Waterway and 1 more lock away is Port Severn LOCK 45 and out to Georgian Bay . Head out by boat and explore an incredible network of lakes, rivers and communities-or stay home and enjoy life along the Severn River. Whether you’re looking for an Affordable Entry into Waterfront Ownership, a Recreational Getaway or a Unique Waterfront Property with Possibilities to Explore, 4163 Smith Lane offers a chance to create your own place on the Severn River. Your Cottage Called… Meet You on The Dock…
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 0
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Other)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Block, Piers
- Roof
- Asphalt Shingle
- Water
- None
- Sewer
- None
Lot & Parking
- Lot Size
- 50.06 x 532 Feet
- Parking
- None garage · 4 total
- Zoning
- SR1
Financial
- Property Taxes
- $2,563 (2026)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Smith Lane Engelfield Lane and Upper Big Chute
- Direction Faces
- East
Listing
- MLS® Number
- S13665164
- Days on Market
- 67
- Listed On
- 2026-08-12
- Possession
- ToBeDetermined
- Listed By
- Royal LePage In Touch Realty
Rooms
Features
Interior
- Storage
Property
- Golf
- Marina
- Place Of Worship
- School Bus Route
- Wooded/Treed
- Lake/Pond
Pool
- None
- Included
- Stove and Fridge
- Excluded
- Personal Items
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $214
- Condo fees
- $0
- Estimated monthly cost
- $2,423
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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