$1,199,999
Est. payment $5,313/moCalculate yours
196 Circle Road, Hastings Highlands, ON K0L 2K0
McClure Ward, Hastings Highlands, ON K0L 2K0
- 2 + 2 Beds
- 3 Baths
- 3 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage Real Estate Associates MLS® X13720232
About this home
Welcome to 196 Circle Rd on beautiful Lake St. Peter. A rare waterfront retreat where summer days stretch a little longer and every season brings a new adventure. Set on nearly an acre beside a quiet park, this property offers the perfect mix of privacy, year-round comfort, and endless room to enjoy the Cottage Country lifestyle to the fullest. Spend your days out on the water, evenings around the fire, and weekends exploring nearby ATV and snowmobile trails that make this an incredible four-season destination. Outdoor enthusiasts and hobbyists alike will love the massive 30′ x 50′ heated and insulated shop, complete with an 80,000 BTU heater and spacious loft above. There is more than enough room for boats, snowmobiles, ATVs, tools, and all the gear that comes with lake life. Inside, the home is warm, welcoming, and designed for gathering. A recently renovated kitchen anchors the main living space, while the main floor offers a comfortable primary suite and guest bedroom. Downstairs, the finished walkout basement adds two more bedrooms, a 3-piece washroom, and plenty of extra storage. The perfect setup for hosting family and friends all summer long. Built for easy, worry-free ownership, the property features a forced air furnace with heat pump, on-demand hot water, a deep drilled well, and a 14kW automatic backup generator. Step outside and soak in spectacular views across Lake St. Peter from nearly 100 feet of beautifully landscaped shoreline. Impressive stone retaining walls, a private sandy beach entry, and nearly new aluminum docks create the ultimate waterfront experience for swimming, boating, entertaining, and making unforgettable memories under the sun. Whether you are looking for a full-time waterfront home or the ultimate family getaway, 196 Circle Rd delivers everything people dream about when they picture summers at the lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Walk-Out, Partially Finished
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Cedar
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 108.87 x 322 Feet
- Parking
- Detached garage · 13 total
Financial
- Property Taxes
- $5,668 (2025)
Location
- Neighbourhood
- McClure Ward
- Cross Street
- County Rd 127, Lake St Peter Rd
- Direction Faces
- East
Listing
- MLS® Number
- X13720232
- Days on Market
- 52
- Listed On
- 2026-08-27
- Possession
- FLEXIBLE
- Listed By
- Royal LePage Real Estate Associates
Rooms
Features
Interior
- Auto Garage Door Remote
- ERV/HRV
- Generator - Partial
- On Demand Water Heater
- Propane Tank
- Sewage Pump
- Water Heater Owned
Property
- Beach
- Campground
- Lake Access
- Park
- School Bus Route
- Waterfront
Pool
- None
- Included
- Dishwasher, Gas Range, BI Microwave & Vent, Kitchen Fridge, Water treatment equipment, Washer/Drier, TV in primary bedroom, Lorex 8 Camera Analog HD DVR with 1TB Hard Drive
- Excluded
- fridge/freezer combo in basement, Light fixture in dining room, Sellers Personal Items, furniture, cupboard bases in basement utility room, Tools, toolboxes and personal items in garage and loft, curtain rods and black-out curtains in Living Room and Bedrooms.
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$5,313 per month
- Principal and interest
- $5,313
- Property tax
- $472
- Condo fees
- $0
- Estimated monthly cost
- $5,786
Your mortgage
- Mortgage amount
- $959,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $634,001
Cash to close
- Down payment
- $240,000
- Land transfer tax
- $20,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $260,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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