$1,550,000
Est. payment $6,863/moCalculate yours
889 Bay Street 1610, Toronto, ON M5S 3K5
Bay Street Corridor, Toronto, ON M5S 3K5
- 2 + 1 Beds
- 3 Baths
- 3 Garage
- 2,750 Sq Ft
Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED MLS® C13731416
About this home
Step into a truly extraordinary residence in the heart of downtown Toronto. Located in the prestigious Bay St. corridor and approaching 3000 sq. ft., this luxury suite is the inspired combination of Units 1608, 1610, and 1611. Offering a scale rarely seen in condo living, this expansive home delivers unparalleled flexibility, volume, and presence. Expansive windows flood the home with natural light, creating a bright and airy ambiance throughout; with two full kitchens, a self-contained one-bedroom suite, and a thoughtfully designed layout, the possibilities are endless. Enjoy it as one grand residence or customize the layout for multi-generational living, private guest quarters, or live-in staff. With three separate entrances, the suite provides exceptional versatility. This exceptional offering also includes 3 parking spaces and 3 storage lockers - a rare and valuable asset in Toronto’s downtown core. Building Amenities: 24/7 concierge & security, fully equipped fitness centre, party & meeting rooms, visitor parking, and on-site retail including a café and pharmacy. Steps to transit and within walking distance to University of Toronto, Toronto Metropolitan University, CF Toronto Eaton Centre, Queen’s Park, The Financial District & top hospitals. Stroll to Yorkville for luxury shopping and dining; Massey Hall, the Elgin and Winter Garden Theatre Centre for live music and theatre. This is more than a home - it’s a truly exceptional residence in one of Toronto’s most connected and sought-after neighbourhoods.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 2,750 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- Underground garage · 3 total
Financial
- Property Taxes
- $12,353 (2025)
- Condo Fee
- $3,301/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, Building Insurance Included, Parking Included, CAC Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Bay Street Corridor
- Cross Street
- Bay/Wellesley/College
Listing
- MLS® Number
- C13731416
- Days on Market
- 47
- Listed On
- 2026-09-01
- Possession
- Immediate
- Listed By
- CHESTNUT PARK REAL ESTATE LIMITED
Rooms
Features
Interior
- In-Law Suite
- Included
- 3 parking spots, 3 lockers, all existing appliances are in as-is, light fixtures, window coverings, built-in cabinetry, shelving, and closet organizers.
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$6,863 per month
- Principal and interest
- $6,863
- Property tax
- $1,029
- Condo fees
- $3,301
- Estimated monthly cost
- $11,193
Your mortgage
- Mortgage amount
- $1,240,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $818,919
Cash to close
- Down payment
- $310,000
- Land transfer tax (Ontario + Toronto)
- $54,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $364,950
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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