$1,380,000
↓ $50,000 from $1,430,000
Est. payment $6,110/moCalculate yours
42445 John Wise Line, Central Elgin, ON N5R 5T4
Rural Central Elgin, Central Elgin, ON N5R 5T4
- 5 Beds
- 2 Baths
- 2 Garage
- 3,000 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X13232484
About this home
This beautiful 6.98 acre slice of heaven boasts two lovely homes and a 26 x 43 foot shop. It is an excellent set-up for either multi-generational living with space and privacy between, or live in one house and rent the other. Both homes are all one level, so no stairs in either. Both have at grade entry doors and wider door widths. Both homes have great rooms consisting of kitchen, dining and living rooms. The front 3 bedroom house is 2184 square feet with a single car garage ( new door) and has had many updates over the last 5 years including new roof shingles, new bright kitchen with granite counters, and all appliances. New 5 piece bathroom with double sinks, a double shower with body spray, and a stand alone tub. There is an additional 2 piece bathroom added to the updated laundry room. New modern lighting and flooring throughout. The living room has a shiplap wall decor , and 2 bedrooms have focal wall detail. All new windows except one. Outside has a huge 900 square foot entertainment sized covered deck and the pool liner is 3 years old. Gas hookups are available for both bbq and pool. The second 2 bedroom house is 1900 square feet including sunroom, with a car and a half garage. It has all new flooring and modern lighting throughout plus a new kitchen tile backsplash and countertops, and new toilet, sink, and countertop in bathroom. A beautiful sunroom with barn doors to the house is a great spot for morning coffee. The shops present use has been divided into a workshop area at the front, and a recreation area with a bar at the back. The shop has a new metal siding all around and garage doors at both front and rear of shop. Both houses have been completely re-decorated in bright modern colors. Both house are heated by a gas stove in each living room. Rear house has had a new metal roof installed on June 25, 2026. New water heater Oct/26) The property sits in a private area hidden off the road, bordered by farmland, and greenery. A truly peaceful retreat.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional Escape
- Approximate Age
- 31-50
- Size
- 3,000 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Other (Gas)
- Cooling
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 79.03 x 581.14 Feet
- Parking
- Attached garage · 10 total
- Zoning
- OS1-141
Financial
- Property Taxes
- $8,182 (2025)
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- Sunset Drive and John Wise Line
- Direction Faces
- South
Listing
- MLS® Number
- X13232484
- Days on Market
- 137
- Listed On
- 2026-06-03
- Possession
- 60 days
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Water Heater Owned
Property
- Clear View
- Beach
- Rolling
Pool
- Above Ground
- Included
- 2 fridges, 2 stoves, 2 dishwashers, UV water purification system both houses, water softener (front house) beer fridge in shop
- Excluded
- Fridge and freezer in garage, Storage Sea Can in yard
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$6,110 per month
- Principal and interest
- $6,110
- Property tax
- $682
- Condo fees
- $0
- Estimated monthly cost
- $6,792
Your mortgage
- Mortgage amount
- $1,104,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $729,102
Cash to close
- Down payment
- $276,000
- Land transfer tax
- $24,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $300,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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